Health Cash Plans

Everyday Care, Made Affordable

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What is a health cash plan?

A Health Cash Plan isn't medical insurance—it’s all about helping your team pay less for everyday healthcare costs. Employees pay upfront for routine services and claim back a portion—typically 50% to 100%—up to a set annual limit.

What’s Typically Covered

  • Maternity or adoption expenses

  • Dental and optical care

  • Chiropractic and osteopathy treatments

  • Health screenings and hospital day visits

  • Hearing aids and podiatry services

Benefits for Employees

  • Demonstrates that their health truly matters.
  • Helps reduce absences due to minor health issues.
  • Encourages faster return to work, easing workflow.
  • Reduces business disruption and improves productivity.
  • Keeps employees healthier, happier, and more engaged.
  • Keeps employees healthier, happier, and more engaged.

Benefits for Employers

  • Enhances overall team wellbeing and healthcare access.
  • Supports recruitment and retention efforts.
  • Reduces absenteeism and presenteeism.
  • Affordable with predictable costs.
  • Boosts productivity and employee engagement.

Expert Support Every Step of the Way

Whether you're introducing a Health Cash Plan for the first time or refining your current offering, our independent specialists provide tailored, impartial advice—designed for your business, your employees, and your budget.

FAQs

A Health Cash Plan helps employees claim back a portion of routine healthcare costs—like dental, optical, or screening expenses—up to a predetermined annual limit.

Common claims include dental and optical care, health screening, chiropractic or osteopathy treatments, hearing aids, podiatry, day hospital services, and maternity/adoption support.

They promote preventative care, reduce minor absence, cost little, and enhance employee wellbeing, loyalty, and productivity—while offering predictable expense management.