Group Critical Illness Cover

Financial Support When Diagnosis Hits

Contact us

What Is It?

Group Critical Illness Cover provides employees with a tax-free lump sum if they are diagnosed with specified serious illnesses—like heart attack, cancer, stroke, or multiple sclerosis—often paid within a month of diagnosis.

cancer care

Why It Matters for Employers

  • Shows a strong duty of care and commitment to employee wellbeing.
  • Enhances employee engagement and productivity.
  • Supports recruitment and retention in competitive markets.

Why It Matters for Employees

  • Provides peace of mind with financial cushioning at a critical time.
  • Payments are made directly to the employee, tax-free.
  • Many policies include added-value features like wellbeing apps or Employee Assistance Programs (EAP) that help with support and return-to-work guidance.

Our expert support is here

Whether you're exploring critical illness cover for the first time or reviewing an existing plan, our independent consultants offer clear, impartial guidance—tailored to your business, your people, and your budget.

Give your team peace of mind with robust protection.

Contact Howden today to explore group critical illness options tailored to your company and people.

Get in touch

FAQs

It’s a group insurance benefit that pays a tax-free lump sum to employees upon diagnosis of specified serious illnesses—providing financial relief during challenging times.

Commonly covered conditions include heart attack, cancer, stroke, multiple sclerosis, and other life-changing disorders defined by the policy.

It demonstrates care, enhances employee engagement and productivity, supports recruitment and retention, and reinforces the employer’s reputation as supportive and forward-thinking.