Kidnap and Ransom Insurance

Protecting your people, wherever they work

Kidnap and ransom insurance provides a reactive rescue service, taking action at the first indication of trouble, working to rescue hostages quickly and safely. At the same time, it protects you from financial loss. 

Kidnapping is a major risk in many countries across the globe, including Chile and other parts of Latin America, especially in terrorism hotspots and area's of unrest. For most of us, kidnapping is something that only happens in movies. But unfortunately, it is a very real threat. It can be traumatic and even life-threatening for the victims, and incredibly expensive for businesses and family members who are forced to pay extortionate ransoms. 

In this situation, knowing that you are covered can help you focus on what’s really important – getting your people home safe.

Who needs it?

Kidnap and ransom insurance is often taken out by businesses operating in high-risk areas, people planning to travel through potentially dangerous countries, or high profile individuals who can be at risk anywhere. 

Our expert kidnap and ransom brokers produce independent country reports, offering trends and statistics to understand the level of risk your business faces in the different places you operate. These are available on request, for both current and prospective clients.

We offer a full range of cover, including:

•    Kidnap for Ransom
•    Extortion
•    Bodily Injury
•    Illegal Detention
•    Legal Liability
•    Business Interruption
•    Protection of Assets from Illegal Demands
•    Threat Response
•    Disappearance Investigation
•    Emergency Political Repatriation and Relocation
•    Hijack
•    Hostage Crisis
•    The Loss of Ransom in Transit
•    Piracy
•    Child Abduction
•    Cyber Attack
•    Loss of Earnings