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Casualty in focus: PFAS and (re)insurance A spotlight on Europe

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Lukuaika

howden_casualty_in_focus_09_2025.

Kalle Pohls, Head of Liability and Claims, Howden Finland Oy: Our latest Casualty white paper explores the implications of Per- and polyfluoroalkyl substances (“PFAS”), also known as “forever chemicals,” for the European liability (re)insurance market.  

Although PFAS have been used since the 1940s, in consumer goods, from non-stick cookware to firefighting foams, we are now only starting to fully appreciate the scale of their potential risk. Their chemical stability makes them persistent in the environment and the human body, raising long-term health and environmental concerns. Their risks cut across industries, liability classes, and geographies, with uncertain clean-up costs and unpredictable legal liabilities.  

Read this paper to get a basic understanding of the PFAS!

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