Motor insurance

Insurance for performance cars and high-net-worth clients

At Howden, we understand there’s more to driving than travelling from A to B. Our high-performance private motor insurance is designed to reach a benchmark that reflects this.

Whether you own a special car or want generous benefits for you and your family, we have the expertise to make your insurance work harder for you.

Howden has arrangements in place to get you cost-effective, broad form coverage through a wide range of reputable insurers. 

Our claims management support helps to secure early payment and get you back on the road as soon as possible.

What does private motor insurance cover?

Agreed value
We know how frustrating it is to suffer a total loss. That’s why we guarantee your car’s value upfront, helping you to get the settlement you expect, with minimal fuss.

Like for like vehicle replacement
When you’re accustomed to driving a prestige vehicle, a courtesy vehicle should fit your lifestyle. Our team sources loan vehicles of a similar standard and specification to your own.

Repairs, your way
You know what’s best for your car.

When your car needs fixing, access our trusted network of experts or a repairer of your choice. 

Fully comprehensive cover
Have the freedom to drive other people’s cars and let them take yours for a spin. Enjoy full protection for any named driver, whichever car is being driven.

Replacement parts
We strive to restore your car to its pre-claim condition. We offer unlimited replacement locks and cover for your personalised registration plates.