
What does motor fleet insurance cover?
Motor fleet insurance covers all of the vehicles in a fleet on a single policy.
A fleet insurance policy can cover anything from other vehicles and drivers to your own vehicles and employees. It can also cover vehicle theft and fire damage, but this will depend on your insurance provider’s limitations. On top of that, different fleet insurance policies will cover some more specific things, such as breakdowns, tools and equipment, personal belongings, lost vehicle keys and other transported goods.
The Howden difference
A good broker does more than help you get cheap insurance. Our expert consultants advise on risk management, helping you to reduce your total cost of doing business.
We have arrangements in place to bring you cost-effective coverage through a wide range of reputable insurers. When you need to claim, we provide claims management support, helping you make sure the payment comes through quickly, to keep your business on track.
We're always on your side, whether you're buying insurance or making a claim.
What we cover
Comprehensive cover
Our team of experts has designed comprehensive policies at competitive prices.
Multinational & Takaful
We can tailor policies to suit your precise needs.
Reasonable deductibles
We believe prohibitive deductibles that prohibit claiming are against the very spirit of insurance – claiming should be financially accessible for all.
Popular add ons
We’ll set up the cover so it’s right for you. Choose from a range of additional options for better peace of mind.
Medical expenses
Covers hospital expenses and medical bills as a consequence of a car accident.
Personal accident insurance
Pays you or your family in the event of a partial, or permanent disability as a result of the car accident.
Loss of Use
Coverage for additional expenses when your car is off the road, subject to terms and conditions.
24/7 Emergency Roadside Assistance Program
No matter where you are, we’ll help you get home (For Private Cars only)

Risk Management support
We find out where your latent risks are, and work with you to mitigate them.
Risk surveys and recommendations
Howden consultants will conduct a risk survey, analyse the results and report back with personalised recommendations.
Defensive Driving Seminars
Teaching techniques for evasive driving, for example in scenarios such as ambush and hijack.