
Protection against employee fraud and dishonesty
Financial organisations are naturally vulnerable to theft – from without and within.
Our solutions defend you from risks including robbery, cybercrime, and employee fraud and dishonesty.
For us, the relationship is personal, not transactional. Howden policies bring you an optimised balance of protection and cost.
Our global network gives us local specialism with an international reach. We have deep experience working around the world, providing international compliance, regulatory and risk-related guidance.
$104m+
claims paid in 3 years
160+
bank clients
2,500+
global asset and fund managers
What we do
Employee fraud or dishonesty
Financial loss arising from dishonest acts by your employees
Cyber and computer crime
Covers losses from dishonest acts committed using computers, either by employees, outsiders or both in collusion.
Hold-ups and robbery
Covers bank robbery, including robbery by non-employees and employees.
Premises cover
Loss of property or funds resulting from theft, unexplained disappearance, damage, destruction or misplacement.
Damage to offices and content
Damage to furniture, fittings and equipment during a burglary, theft, hold-up etc.
Transit cover
Global coverage for loss or damage to property. Includes transits conducted by employees, courier services and registered post.
Forged cheques
Covers losses from forgery or fraudulent alteration of cheques, bills of exchange, drafts, acceptances, withdrawal orders, certificates of deposit, letters of credit and money orders.
Forged securities
Any securities not covered above - and not insured under other policies – can be covered under BBB. It’s your broker’s job to help you find the most cost-effective options. Give us a call.
Counterfeit currency
Financial losses resulting from forged notes or coins taken in good faith at your premises.

Financial crime never sleeps, so neither does our claims line
Our claims team is available 24/7, ready to help you secure timely payments.
At no extra cost, our experts will support you during every step of the insurance life cycle, from policy design to advising on risk management and investigations.
