Specie Insurance

Special requirements, special solutions

‘Specie Insurance’ is a niche segment of the main transport insurance sector. Specie has always required particular specialisation on the part of brokers and insurers.

All-risk insurance cover for valuables and other high-value or security-relevant goods regularly characterises the scope of Specie cover.
An ‘off-the-peg’ insurance product hardly ever fulfils the expectations of prospective policyholders. Our team of Specie experts at Howden offer individually tailored, customised insurance solutions for our customers.

Experience and expertise

Our key to success: we combine 25 years of market experience and active involvement in shaping the markets and speciality insurance products with an in-depth understanding of the specific insurance requirements of the respective customer sectors. Through creativity and flexibility with a strong focus on profitability, we create decisive added value for our customers, who have been with us for many years.

Personalised support - 24/7

We support customer projects from the planning phase through to implementation. The placement of specialised insurance products is the result of professional advice. It goes without saying that the placement is followed by further support in all specialised matters with 24/7 availability. In addition to closely monitoring the speciality insurance markets and continuously assessing contract, concept and security issues, we also keep an eye on the legal and regulatory framework for your company. 

Product range

Thanks to its many years of actively shaping the market, Howden has exclusive access to the specialised underwriters of both German and international insurers, such as Lloyd's Market London and the London Company Market.

We have a long-standing co-operation with the Specie team of the Howden Broking Group in London in the placement of specie insurance.

See below for our proven special insurance solutions, which are characterised by in-house developments and the development of new insurance capacities. 

Our Products:

Traditional (liability) insurance

for cash and valuables service providers, including excess insurance for location risks

Bank guarantor insurance

for additional cover for cash logistics, e.g. for banks and savings banks as well as for retailers

Classic bank guarantor insurance

for banks and savings banks

Insurance cover for safe deposit boxes

Insurance for valuables

for example for the precious metals trade

Cover for mere storage facilities

for cash and precious metals etc. for all sectors

Combined valuables, property and storage insurance

for industrial companies such as refineries, precious metal smelters and precious metal dealers, etc.

Combinations of the above-mentioned insurances

depending on the sector and specific requirements
People meeting

Our experts in this sector

Photo of Florian Adler

Florian Adler

Head of Specie Division
Photo of Axel  Meyer

Axel Meyer

Board Member

Contact Us

Contact our experts at Howden to find out and cover your specific insurance needs.

Ask us a question and we'll get the relevant team to contact you back as soon as possible

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