Your Security is Our Commitment

We are Howden, the world's largest owner-managed insurance broker headquartered outside the USA. Our roots and values shape our daily actions and form the basis of our commitment:

• Unconditional service readiness
• Individual solutions that adapt to your needs – not the other way around
• Fast response times and high reliability
• Presence where you need us

Your Central Contact – Comprehensive Expertise from One Source

Our support approach provides you with a central contact person who coordinates all activities and unlocks the full expertise of our group for you. If necessary, additional experts, including specialists in insurance lines, claims management, engineers, and experts in international insurance programs, are available to support you.

Tailored Insurance Solutions for Your Industry

Companies face a variety of risks – from production downtimes to liability issues to cyber-attacks. Howden offers you individually tailored solutions in the field of industrial insurance (composite insurance) that are precisely tailored to your company:

• Comprehensive protection: Holistic coverage for various risks in a single contract.
• Individual adaptation: We design your insurance solution precisely and avoid unnecessary costs.
• Cost efficiency: By bundling multiple insurances, you can take advantage of financial benefits.
• Legal security: Protection against potential liability risks and legal claims.
• Effective risk management: Preventive strategies for risk reduction and protection.

Our Structured Advisory Process

Thoughtful insurance coverage requires a systematic approach. Our proven risk management process includes:

1. Risk identification: Identifying potential sources of danger that threaten your business goals.
2. Risk analysis: Assessing the causes, effects, and possible interactions of risks.
3. Risk assessment: Calculating the probabilities of damage occurrence and analyzing the financial impacts.
4. Risk control: Developing appropriate risk mitigation measures and optimal insurance solutions.

Additionally, we continuously support you with:

• Needs assessment: Analyzing your company-specific risks.
• Contract review: Transparent review of all insurance conditions and exclusions.
• Regular adjustments: Ensuring that your insurance solutions are always up-to-date and optimally aligned.

Trust in Howden's Expertise

Our goal is not only to relieve you of administrative burdens but to understand your risks holistically and develop tailored insurance solutions. With Howden, you rely on a partner who knows your challenges and offers you the best possible protection. Protect your company – the first step towards a secure future begins here. Let our experts at Howden advise you!