Group Private Medical Insurance

Fast, Comprehensive Healthcare for Your Team

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What is Group Private Medical Insurance?

Group private medical insurance is an employee benefit that gives access to private healthcare services—covering consultations, specialist treatments, surgeries, hospital stays, and more, often including dependents.

Why Offer It? The Benefits to Employers

Shows your team's health and wellbeing are a priority.

Helps minimize sickness-related absence.

Supports earlier returns, easing workload reallocation.

Reduces business disruption and keeps productivity steady.

Boosts employee happiness, health, and loyalty—and attracts top talent.

Eligible as a bona fide business expense, aiding tax efficiency.

What’s in It for Employees?

  • Faster access to treatment when it's needed most.
  • Convenience through planning treatments around their lifestyle.
  • Peace of mind—healthcare without long wait times.
  • Access to mental health support and virtual GP consultations.
  • Coverage may include pre-existing conditions through Medical History Disregarded.
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Need Guidance? We’ve Got Your Back

Whether you’re introducing group private medical insurance for the first time or refining your current plan, our independent consultants tailor their advice to your business, your team, and your budget—so you can feel confident in your decision.

Secure rapid, high-quality healthcare for your workforce.

Contact Howden today to design a group medical insurance plan that fits your business and supports your people.

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FAQs

It’s a group insurance plan covering medical costs for employees (and often their dependents), including specialist treatments and hospital stays—designed to reduce waiting times and improve employee wellbeing.

It promotes employee wellbeing, reduces sick leave and business disruption, improves morale, retains talent, and can be claimed as a legitimate business expense.

Fast access to treatment, appointment flexibility, peace of mind, mental health support, virtual GP access—and possible coverage of pre-existing conditions via MHD.