Pensions and Financial Wellbeing

Secure Your Employees’ Financial Future with Pensions & Wellbeing

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Put your people in control of their financial future

We believe a thriving business starts with a financially confident, engaged team. Investing in workplace pensions goes beyond legal compliance—it’s a powerful statement of the value you place on your employees’ long-term financial wellness.

Why a great workplace pension makes a difference

Attracts and Retains Talent

A competitive pension helps attract and retain top talent, improving employee satisfaction and loyalty.

Ensures Compliance & Efficiency

Regular reviews ensure your pension scheme meets regulations and remains cost-effective for your organization.

Strengthens Governance

A strong governance framework ensures the plan is well-managed, compliant, and delivers maximum value to employees.

Improves Retirement Outcomes

Reviewing investment strategies and contributions helps employees achieve better retirement savings.

Manages Costs & Maximizes Value

Effectively managing pension costs allows you to optimize employer contributions while maintaining a sustainable scheme.m

How We Support You

Our expert consultants guide you through every step—designing employee-centered pension strategies, ensuring governance, implementing salary exchange schemes, boosting engagement, and offering broader financial education tailored to your workforce.

Key Services We Offer

Pension Consultancy

We partner closely with you to ensure your pension scheme maximizes value—from launch to retirement, aligned with your goals.

Governance that Goes Beyond

Our oversight ensures providers deliver on performance, fees are competitive, and management remains exceptional.

Salary Exchange: A Tax-Smart Strategy

A tax-efficient mechanism—salary exchange—helps both employees and employers save on social contributions. We explain how it works and ensure it's tailor-made for your team.

Provider Market Review

We independently assess whether your current provider still meets your needs or if better options exist.

Employee Engagement & Financial Wellbeing

Educational workshops, personalized communications, and tools that empower employees to take control of their financial future.

Auto-Enrolment & New Company Set-Up

Whether launching first-time schemes or ensuring compliance—our specialists streamline setup effortlessly.

Secure financial peace of mind for your team.

Contact Howden today to build a pension and wellbeing strategy that empowers, engages, and sustains your workforce.

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FAQs

Because employees feel more secure and engaged when they see investment in their retirement and money habits—driving loyalty, performance, and retention.

Salary exchange allows employees to reduce their gross salary in favor of pension contributions—saving on taxes and employer social contributions.

We evaluate your scheme, optimize provider value, segment messages, and deliver workshops and tools to increase financial confidence and pension engagement.