Mortgage & Financial Planning Service

Help Employees Feel at Home—Financially

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What Is It?

A specialist mortgage advisory and financial planning service that complements your benefits strategy—offered either globally or locally—helping your employees navigate homeownership, refinancing, investments, and long-term planning.

A family busy packing boxes getting ready to move into their new home

Why It Matters for Employers

  • Reduce financial stress

    Employees who feel financially secure are more focused, engaged, and productive.

  • Boosts retention & recruitment

    Offering mortgage and financial advice makes your company an attractive place to work.

  • Strengthens wellbeing strategy

    Support in homeownership and financial decisions adds a practical and impactful wellbeing element to your benefits package.

Our Specialist Support Covers

Mortgage Advisory

Tailored guidance on:

  • Buying a first home
  • Moving house
  • Mortgage refinancing
  • Buy-to-Let arrangements
  • New-build mortgages
  • Self-build financing
  • Large or complex mortgages
  • Later-life lending (55+)
  • International and expat mortgages
  • Short-term bridge and auction financing 

Most services are free for employees; fees apply only for specific specialist cases—with full transparency discussed before proceeding. 

Financial Planning Advice

Personalized financial guidance on:

  • Investment planning (building or reviewing diversified portfolios)
  • Retirement planning (including pensions and SIPPs)
  • Inheritance tax (IHT) strategy and reduction planning 

A fee applies for financial planning—but it’s agreed upon upfront, aligning with employees' needs and clarity. 

Why This Benefit Matters for Your Business

  • Lower financial stress

    Employees feel supported, reducing worry and distraction.

  • Better decision-making

    Whole-of-market advice ensures they choose the best path ahead.

  • Greater wellbeing & engagement

    A workplace that values long-term financial health builds loyalty and satisfaction.

  • Convenient access

    Options include webinars, one-to-one clinics, “lunch & learn” sessions, and ongoing market updates.

Help your team thrive financially.

Contact Howden today to offer expert mortgage and financial advice as part of your benefits package.

Get in touch

FAQs

It’s a tailored benefit offering expert mortgage and financial planning advice to employees, helping with buying homes, refinancing, investments, pensions, and tax-efficient strategies.

It reduces employee financial stress, boosts engagement, supports retention and recruitment, and strengthens your overall wellbeing strategy.

Mortgage advice is typically provided free of charge, while fees for financial planning are transparently agreed up front when specialist services are needed.