Third-party logistics

Customized insurance and risk advisory programs to suit all third-party logistics and supply chain needs.

Risk is no longer something that sits in the background, it is embedded in how clients select carriers, structure contracts, and run day-to-day operations.

The logistics world moves at a fast pace. De-regulation, e-commerce, and digital platforms have transformed how third-party logistics providers (3PLs) operate, and with that transformation comes a new and often underestimated myriad of liabilities. 

As a 3PL, you sit at the center of multi-party supply chains. You arrange shipments, manage transportation decisions, and provide advice that your clients act on. Each of those touchpoints carries risk. And unlike the freight itself, that risk doesn't always come with a clear weight or a tracking number.

Comprehensive logistics risk management expertise, end to end

At Howden, we understand that a standard cargo or freight policy wasn't designed with your business model in mind. We work with 3PLs to build insurance programs that reflect the full scope of your business and the full range of what can go wrong.

Our logistics practice was purpose-built for the industry and is led by seasoned experts who bring decades of combined experience. Our team serves as an extension of your risk management team, helping minimize exposure and reduce total cost of risk. Whether your business specializes in transportation, warehousing, distribution, or end-to-end logistics services, we help align your operations, contracts, and insurance so they work together when it matters most.

Our focus is simple: we help clients move from a reactive approach to risk towards a more intentional, integrated strategy that supports growth. We bring the insight, market access, and advocacy needed to deliver consistent, long-term results.