Cyber

Cyber liability and insurance coverage solutions to protect your business against cyber threats and data breaches.

Data center corridor

Cyber insurance and risk advice modeled by data-driven insight — not assumptions

Technology is reshaping how businesses grow and how risk shows up  

Cyber exposures are an enterprise-wide level risk. The data you have, the systems you rely on, are critical assets. A cyber incident can shut down your operations, damage your reputation, expose your board to personal liability, and trigger regulatory scrutiny, sometimes all at once. Managing it takes more than a just a stand-alone policy. It takes integrated support across the entire business.

The stakes have never been higher. Yet too often cyber risk conversations are still product-led, selling cyber cover without ever really understanding your risk.

We do it differently.

Proactive cyber risk discussions are at the heart of everything we do

We don’t lead with products. We lead with risk conversations

We bring financial lines and cyber expertise together, so coverage decisions reflect how cyber incidents actually play out across your business. Our cyber specialists don’t just place insurance. They stay involved, ask the right questions, and take the time to understand how cyber risk affects your business. You know your organization best, so we listen, bring decades of cyber and financial lines experience to the table, and work with you to shape solutions that fit your unique risk profile.

A more informed approach to cyber risk

Built from the industry’s best, Howden Cyber combines hands-on experience with trust and autonomy 

Our approach is advisory, not transactional. We use data, risk insight, and real claims experience to show where you are exposed, what has changed, and what good looks like, before discussing terms or limits. The result is clarity, continuity, and confidence as you operate, grow, and enter new markets.

Why choose us? The Howden Difference

Every program starts with understanding your business first, how you're exposed, what's at stake, and what cyber risk actually looks like across your entire business.

Our advisors focus exclusively on solutions that protect your organization. We track policy shifts, claims trends, and carrier appetite in real time, so you're always working with someone who truly knows cyber risk.

The same specialists who design your program are the ones advocating for you at claims. No handoffs, no gaps, no starting over. Clients work directly with senior cyber risk specialists who remain involved from risk assessment and program structuring through claims and recovery.

Emerging risks, regulatory shifts, and market changes are constant. Our team alerts you to those changes proactively, not just when it's time to renew.

CYBETA

See your vulnerabilities before attackers do.  

Through Cybeta external infrastructure assessments, we give you deep visibility into where you're exposed, providing actionable insight to strengthen your internal controls and sharpen your risk mitigation. It's not a scorecard. It's a clear picture of your risk, translated into decisions you can act on. 

Learn more

Ready to talk?

Connect with a Howden risk and insurance advisor to review your cyber insurance program and enterprise risks. Meet our team:

  • Photo of Juliet White

    Juliet White

    Cyber

Speak to our Cyber team today