What we do

Specialists who work by your side. Not from the sidelines.

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Expertise without limits

In a market shaped by consolidation and centralization, you’ll notice the Howden difference. Through responsiveness, agility, and solutions that aren’t bound by a corporate playbook.

Our business is built on specialist knowledge, flexible structures, and an owner’s mindset. From retail broking to reinsurance, we start with what matters to you. Your business, your risks, your ambitions.

It means the solutions we recommend and the analytics we use work for you. Not the other way around.

We’re building a full-spectrum platform across:

  • Retail broking

    We deliver tailored risk solutions to mid-market and corporate clients through industry-specialist teams.

  • Specialty lines

    This includes cyber, D&O, professional liability, construction, energy, marine, financial institutions, and more.

  • Reinsurance

    Through Howden Re, we offer clients access to capital, analytics, and data-driven solutions.

  • Underwriting

    Through DUAL, one of the largest international managing general agents (MGAs), we serve niche markets with discipline and innovation.

  • Capital advisory

    We support clients in M&A, risk financing, and insurance-linked securities.

  • Employee benefits and health

    We help organizations design and manage benefit programs that align with their people and strategic needs.

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Whether it's complex risk placement, specialty cover, or long-term growth support, we bring the full weight of Howden to our clients.
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Mike Parrish, CEO, Americas

Meet the Howden U.S. team

Our specialist teams work as one across broking, advisory, analytics, and capital markets.

Meet our team

We're always here to help

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