Privacy & Data Protection Policy

Howden is committed to protecting your privacy on-line. At Howden, we appreciate that you do not want the personal information you provide to us distributed indiscriminately.  Here, we explain how we collect information and what we do with it.

In this policy “Howden”, “we” and “our” means Howden Forsikringsmegling AS. and its subsidiaries and associated companies.

What data do we collect via our website?

When you submit a proposal or a query to Howden we may ask you to submit information such as your name, e-mail address, postal address and telephone number. You are under no obligation to provide such information. However, if you should choose to withhold requested information, we may not be able to respond to you or provide certain services.

How is the information used?

Howden will use the information you provide to:

• identify visitors
• improve the content of our web page;
• customise the content and/or layout of pages for each individual customer;
• carry out research on customer demographics, interests and behaviour; and to
• send you information we think you may find useful including information about new products and services

How and where is the information shared?

Howden may disclose aggregate statistics about site visitors and customers in order to describe services to prospective partners, advertisers and other reputable third parties and for other lawful purposes, but these statistics will include no personally-identifying information.

Howden will only disclose personal information to companies within its group of companies, from time to time, when you have opted in to this service.

Howden may disclose personal information if required to do so by law or if it believes that such action is necessary to protect and defend the rights, property or personal safety of Howden, the site or its visitors.

This site contains links to other sites.  Howden is not responsible for the privacy policies or the content of such other sites.


Howden places great importance on the security of all personally identifiable information associated with our customers. We have security measures in place to protect against the loss, misuse and alteration of customer data under our control. For example, our security and privacy policies are periodically reviewed and enhanced as necessary and only authorised personnel have access to user information. While we cannot ensure or guarantee that loss, misuse or alteration of data will not occur, we use our best efforts to prevent this.

Use of cookies

In order to collect this anonymous data we may use “cookies”. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to record some aspects of a website and to provide information to the owners of the website. Our cookies do not store personal information or obtain information about you, your family, or read any material on your hard drive. You can adjust the settings in your web browser to determine whether sites can set cookies on your computer. You can also manage what cookies we set when you visit our website.

For more details on cookies, the types we use, and managing your preferences, head to our cookie policy page.

Where is the information stored?

Information that you submit via this website might be sent to a computer located in the United Kingdom. This is necessary in order to process the information and to send you the information you have requested.  Information submitted by you may be transferred by us to our other offices and to other reputable third party organisations. 

Your acceptance of these terms

By using this site, you consent to the collection and use of this information by Howden and to the Howden privacy policy.  If we change our privacy policy in any way, we will post these changes on this page.

Please e-mail any questions, concerns or comments you have about this policy to: [email protected] or write to us at:

Howden Forsikringsmegling AS.

Karenslyst Allé 2, 0278 Oslo, Norway

+47 40 00 63 12