Polygon Insurance Brokers Limited is now part of Howden

Polygon Insurance Brokers Limited is now part of Howden

We are pleased to announce that Howden is the new home of Polygon Insurance Brokers Limited, bringing together trusted local relationships with the scale, specialist expertise and market access of one of the world’s leading independent insurance brokers.

Our team combines years of experience with specialist insight, providing insurance solutions tailored to the offshore financial and professional services sector and high net worth individuals across Jersey and Guernsey.

Who we work with

Our clients range from small practices right the way up to major global corporations, across a range of sectors, including:

•    Offshore financial and professional services firms
•    Corporate businesses
•    Trusts, trustees & fiduciary structures
•    Family offices & high net worth individuals 

What we do

We use our extensive experience to find solutions to clients’ insurance requirements, claims notifications and risk management needs. 

Our clients benefit from the sector specific knowledge and market influence that has made Howden into one of the leading insurance powerhouses in the World.

Here are some of the key types of insurance protection we manage:

Professional indemnity insurance
Professional indemnity insurance (PI) is there for your business when an employee has been accused of making a mistake for which you are sued or investigated (or both). Our PI cover provides company protection for the costs of defending and liability arising from the claims made against you.

Directors and officers insurance
Sometimes, claims are made against individuals, rather than your company as a whole. Directors and officers insurance can cover against financial losses that result.

Cyber insurance
Cyber insurance can cover any losses you suffer if your business falls victim to an attack. But its main purpose is to deliver a strong professional response when an attack hits.

Public & employers liability insurance
If your employees make a claim against your business, employers liability insurance will help you meet any resulting costs, such as legal fees and compensation.

Legal expenses insurance and litigation funding
It’s almost impossible to avoid some kind of legal complication when running your business. Legal fees can mount up quickly, and the right cover can help protect you financially against associated costs.

Crime insurance
Companies have wildly different exposure levels to potential criminality, with so many different factors at play. Crime insurance provides protection against financial loss from dishonest or fraudulent acts, and it pays to get an experienced broker to review your unique situation.

Credit and political risk
Bespoke credit insurance can cover a range of scenarios, from enabling operational capital release and de-risking non-payment to licence cancellation, breach of government contracts and currency inconvertibility.

M&A and tax liability
No matter what you are purchasing or selling, insurance can smooth out bumps in the often rocky road to completion. From warranty and indemnity cover to tax and title risks, our specialists will design a policy that mirrors the underlying contracts, for prompt pay-outs.

Private client insurance
From luxury homes to classic cars, precious jewellery to art collections, we can provide custom-made cover to keep you protected

If you don’t see a particular type of cover here or your issue is particularly complex or challenging to place, we almost certainly can help you get the protection you need.

We thrive on solving problems and challenging the status quo. We’ll always work the market as hard as we can to make sure your policy is competitively priced and as comprehensive as possible.

Why Howden

Local insight and technical expertise
Our specialist team understands the regulatory and operational pressures facing offshore professional and financial businesses. We combine that local knowledge with Howden’s global scale and technical expertise to deliver tailored advice and robust protection.

Expert-led, sector focused led, sector focused
Our team is made up of genuine subject-matter experts, not generalists, who have serious expertise in their field - ensuring your cover reflects the realities of your industry.

Independent and client first 
At Howden, employees are the largest owners of our business and therefore are invested in the successful delivery of our services, to provide the best client outcomes. 
We see ourselves as more than just your insurance broker. We are a trusted advisor and an extension of our client's business – working together as one to mitigate avoidable risk pattens. 

How we work

Consultative and specialist-led
We recognise that every business is different. We always take the time to listen and learn. Only then can we create a uniquely tailored strategy for your insurance and risk management requirements. 

Strong market access
Our strong market relationships, global reach and technical expertise enable us to secure favourable terms and enhanced coverage from leading insurers.

Dedicated claims advocacy
If a claim arises, our specialists work proactively to support you and achieve the best possible outcome.
 

Howden Channel Islands Insurance Brokers (Jersey) Limited is licenced by the Jersey Financial Services Commission for the conduct of General Insurance Mediation Business. Licence number GIMB0104. Registered office: Office 4, Third Floor, Forum 3, Grenville Street, St Helier, Jersey, JE2 4UF. Company registration number: 94484. Howden Channel Islands Insurance Brokers (Jersey) Limited is part of Howden Group Holdings. For our Terms of Business, click here.

Howden Channel Islands Insurance Brokers (Guernsey) Limited is licenced as an insurance intermediary by the Guernsey Financial Services Commission for the conduct of General Insurance Mediation Business. Licence number 2772183. Registered office: Hadsley House, Lefebvre Street, St Peter Port, GY1 2JP, Guernsey. Company registration number: 70256. Howden Channel Islands Insurance Brokers (Guernsey) Limited is part of Howden Group Holdings. For our Terms of Business, click here.