Group Medical Insurance
Protecting your employees' health and wellbeing
Your employees are your most valuable assets and their skills keep your business going.
If your employees get sick, that impacts the bottom line of your business. By investing in Private Health insurance, you can help your staff get back on their feet faster.
At Howden, we specialise in offering comprehensive Private Health insurance and can build a bespoke policy that suits your business.
What's included in the policy?
Features of your Private Health cover include:
- 24/7 medical helpline to support your employees at any time, with professionals standing by to provide claims advice, as qualified medical staff to answer questions about diagnoses, side effects, and health concerns
- Howden's Online Solution portal will help you keep track of your Group Health cover online, allowing you to see data on employee uptake, create management reports, as well as details of claims
- Our claims team is there when you need them, helping to speed up claims payments and answer any questions you have
What else do I need to know?
Named Perils Policy
Health insurance cover is almost always agreed on a Named Perils policy. This means that the policy document will specifically state the conditions that are covered. If the condition is not listed, it isn't covered.
Excluded Pre-Existing Conditions
This is one of the most common conditions in Health insurance. Some pre-existing conditions are excluded from lower premium policies - it's vital to check whether any conditions are excluded as this will affect the treatments that your employees can access.