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Welcome
To your trusted commercial, corporate and private client insurance broker in Scotland
Howden Scotland, your dedicated insurance experts
We’re proud to be a multinational, employee-owned business, and the 5th largest in the UK. With a global team of over 20,000 specialists supporting millions of clients worldwide, we’re here to help your business thrive. And with offices across the UK, expert advice is always close by.
You might remember us as Bruce Stevenson. In October 2023, Bruce Stevenson became part of Howden Insurance Brokers, marking an exciting new chapter in our story. Our acquisition combined the trusted local expertise you’ve come to rely on, with the global strength and resources of Howden.
We’re here to deliver tailored insurance solutions for businesses and private clients alike. Our specialist team takes the time to understand your unique needs, providing comprehensive cover that protects your assets and supports your growth.
Our roots in Scotland mean we understand the importance of supporting local businesses and fostering genuine connections within the community. Now, with Howden’s global network behind us, we can offer even greater reach and insight across a wide range of sectors.
I am honoured to lead such a brilliant business – every team member makes me so proud, the way they continually do their very best for each and every client we have, working so closely with each other and our colleagues across the Howden Group. It’s been a pleasure to watch Howden Scotland grow, and I’m excited to see what the next 5 years brings.
A selection of our areas of expertise
Business insurance
Our Scottish Commercial insurance team provides comprehensive insurance and risk management services to businesses of all types and sizes, across a variety of industries. Our specialisms include commercial property, construction, contents and stock, motor fleet and cargo, amongst many others. Working with a range of leading insurers means we will always provide you with the most appropriate products in the marketplace.
Get in touch
Farming and Agricultural
As farming evolves, we’re here to help you protect what matters most, through every challenge and opportunity. With over 30 years experience in this field, our understanding of the farming industry is the key to providing you with the right policy cover and we offer a full suite of insurance products.
Contact our commercial team today
Hospitality and Tourism
Howden proudly supports the hospitality and tourism industry across Scotland by offering strategic advice and expertise to clients throughout the sector. We work with a fantastic variety of hospitality clients from hotel groups and independent hotels, through to food wholesalers and restaurants. We also work closely with leading organisations including the Scottish Tourism Alliance, Buell Hospitality Group and the Scottish Wholesale Association.
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Property
Our specialist property insurance team have over 60 years’ experience, and they understand that everyone’s needs are different. Our expertise allows us to advise on an effective insurance solution for landlords, letting agents and property factors; arranging market-leading insurance cover for landlord insurance, commercial property and block of flats insurance.
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Renewable Energy
As the leading insurance advisor to the UK Renewable Energy and Power Industry, we provide insurance solutions across all the primary technologies such as On-shore Wind, Hydro-electric and Solar. The energy sector is constantly evolving, and we’ve embraced recent advancements in battery and hydrogen storage, and we’ll continue to evolve alongside it.
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Whisky Distilleries & Private Collections
A key focus for Howden Scotland is our Whisky Distilleries and Private Collections segment. We partner with whisky companies across the industry to help them navigate their unique insurance challenges. Our team brings unrivalled expertise in addressing the complexities this sector faces. We specialise in delivering tailored, risk-based solutions and designing comprehensive insurance programmes supported by robust risk management strategies.
Discover more here
Life Sciences
With over 30 years in the sector, we work with organisations involved in the research and development or provision of life science products and services. We are adept at arranging bespoke insurance solutions for small pre-revenue companies all the way through to larger multinationals.
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Technology
Howden provide specialist insurance solutions for technology businesses worldwide, supporting you from start-up to scale-up to exit. With exclusive products for start-ups, global programme capabilities, and deep knowledge of complex risks like intellectual property and transaction liability, we deliver market-leading cover.
Contact our commercial team today
Social Housing
As the exclusive broker operating the sector in Scotland, we work closely with a variety of professional services firms and have established strong, strategic and enduring relationships. This enables us to provide the best advice and support to social landlords with their insurance, risk management and claims handling requirements.
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Employee Benefits
Our award-winning team delivers tailored employee benefits solutions for employers of all sizes across Scotland, from start-ups and SMEs to large corporates. We provide independent brokerage and consultancy across pensions, healthcare, protection benefits, flexible benefits, and workplace wellbeing.
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Private Clients and Collections
From buildings and contents to fine art and jewellery, holiday homes to motor, we provide custom made cover to keep you protected – alongside individual guidance and advice from your qualified insurance professional.
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Howden Scotland offices:
76 Coburg Street
Edinburgh
EH6 6HJ
Contact us
Closed Saturdays, Sundays & public holidays
14 Chanonry Road South
Elgin
Moray
IV30 6N
Contact us
Closed Saturdays, Sundays & public holidays
79 High Street
Galashiels
TD1 1RZ
Closed Saturdays, Sundays & public holidays
144 West George Street
Glasgow
G2 2HG
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Closed Saturdays, Sundays & public holidays
Caledonian House
West Kinfauns
Perth
PH2 7XZ
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Closed Saturdays, Sundays & public holidays
3 Main Street
Turriff
AB53 4AA
Closed Saturdays, Sundays & public holidays
Principal Partner of the British & Irish Lions
We’re proud to partner with The British & Irish Lions. Howden was the official front-of-jersey sponsor for The Qatar Airways Lions Men’s Tour to Australia in 2025, and we’re now looking ahead to making history as the first-ever Series Title Partner for the Howden Lions Women’s Tour to New Zealand in 2027.
As one of the biggest supporters of rugby, we’re committed to championing the women’s game, supporting fans, and working with communities to grow grassroots rugby.
