Employee dental insurance

Covering everyday dental needs

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How great oral health can lead to a thriving workplace

Employee wellbeing matters, and a healthy workplace starts with a healthy team. Yet dental care is often overlooked. Many people skip routine check-ups and treatments, which can lead to more severe health issues later on.

Employee dental insurance helps change this. It supports better oral health and gives employees one less thing to worry about, which can have a real impact on how they feel and perform at work.

By covering everyday dental needs, employers make it easier for their employees to take care of themselves. This can reduce absence, lift productivity and create a more positive working environment. In a competitive job market, offering dental cover can also help you stand out, supporting recruitment and strengthening retention.

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How does group dental insurance usually work?

  • Employees visit either a private or NHS dentist for routine or emergency treatment.
  • They pay the bill upfront and then claim the cost back through their organisation’s group dental insurance plan.
  • Reimbursement is typically subject to policy limits, covering specific treatments like check-ups, fillings and crowns.
  • Employees may need to submit receipts or invoices as proof of payment.
  • Reimbursement amounts can vary based on the type of treatment and the insurance policy's terms.
  • This system offers flexibility, allowing employees to select their preferred dentist while ensuring financial support for necessary care.
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What's typically covered by a group dental insurance policy?

  • Routine check-ups
  • Scale and polish
  • X-rays
  • Fillings and extraction
  • Root canals and crowns
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Why Howden?

Our specialist team of employee benefits consultants will work with you to build a benefits programme that reflects your company culture and supports your people and business goals.

We have won many industry awards for our work and are widely recognised for our innovative and creative approach to benefit design.

We understand that today’s diverse workforce is looking for tailored employee benefits that meet ever-changing lifestyle and wellbeing needs. So, we design, implement, and manage your benefits to keep them relevant and fit for purpose - now and for the future.

Ready when you are

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