People Risk

Protecting and empowering your workforce

From Health & Safety to HR and employment matters

Your people are your organisation’s greatest strength. But with today’s complex world of work, they’re also your greatest source of risk.

As a pillar of our wider Risk Advisory service, our people risk framework is built on deep workforce analytics, designed to help you identify, assess, and reduce known risks, whilst also revealing those that may be hidden. These risks – ranging from escalating insurance claims, absenteeism, disengagement, and high turnover to errors and accidents whilst at work, can directly impact profitability, operational resilience, and reputation.

Managing these issues means balancing prevention and protection: mitigating workforce risk, whilst maximising performance.

At Howden, we believe people risk is a strategic priority, aligning your broader business goals by protecting your margins, enhancing enterprise risk management, improving your workforce ROI, and supporting your regulatory and reputational resilience.

Your portal

Existing HR and health and safety clients can access their portal here.

Turning people risk into opportunity

Our framework is built around a data-led, strategic approach that identifies current and emerging people risks, quantifies the severity and potential financial impact, and delivers actionable insights.

The four key steps we take with you:

Understand

We start by building a clear picture of your workforce risks through people data and a diagnostic review:

Analysing absence, turnover, claims patterns, and productivity drivers to uncover the root causes of people‑related risk
Assessing the strength of your current people risk framework across leadership, culture, compliance, wellbeing, talent, and operational resilience.

Measure

You receive clear, actionable insight through tailored reporting and analytics dashboards:

Visualising key trends, hotspots, and key correlations across health, performance, and business risk data
Quantifying your total cost of people risk and benchmark your position internally or against peer

Manage

We design targeted strategies to strengthen performance and reduce cost:

Integrating advice across insurance, employee benefits, HR, and broader risk management
Recommending focused actions to improve workforce health, resilience, and return on investment

Monitor

People risk evolves, so we support you in staying ahead of it:

Accessing ongoing monitoring through platforms such as dashboards or Celestia Risk to track exposures and drive timely mitigation
Benefiting from proactive insights that support better decision‑making, cross‑functional alignment, and stronger outcomes with insurers

Why people risk management matters

Proactively managing people risk is essential to staying resilient in an evolving business landscape.

Mitigate workforce risks:

Identifying and addressing people‑related exposures early helps reduce disruption, support compliance, and protect your organisation’s resilience.

Maximise workforce performance:

Effective people risk management enables healthier, more engaged, and more productive teams – driving stronger business outcomes and long‑term growth.

Howden: Your partner in people risk

At Howden, we empower businesses to manage people risk with confidence. Our tailored, evidence-based approach helps you protect your most valuable asset – your people – while supporting organisational strength, compliance and long-term security.

Together, we can turn people risk into a powerful opportunity for growth, resilience and engagement.

Ready when you are

To get in touch, please fill out the simple form below

Alternatively, if your enquiry relates to an urgent risk incident, please call 0345 076 2288.

If you are an existing client of Barnett Waddingham or Risk Evolves, who have now joined us to form Howden Risk Advisory, please get in touch with your usual contacts, or for any urgent risk incidents, please call 0345 076 2288.

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team;
-calling Howden on 0207 545 2800;
-using the Enquiry form.

Health & Safety

At Howden, we provide a variety of health and safety solutions to help you reduce your risks, improve the safety and well-being of employees, and ensure your business is legally compliant.

Find out more

HR services and solutions

Our HR service supports business owners on a variety of HR and employment law matters. We provide clients with peace of mind knowing their business is operating within the legal framework to avoid unwanted costs.