Asset Protection

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Offering services and solutions to protect and preserve your buildings and equipment

As part of Howden Risk Advisory’s services, our Property pillar ensures our clients are safeguarded against unnecessary financial loss, whether it’s from significant underinsurance due to incorrectly valued buildings or plant and machinery, to avoidance of policy cover due to breach of policy condition, or from regulatory fines due to inadequate fire risk assessments, DSEAR, and more. We ensure clients receive what they should from their policy – and that’s certainty of outcome.

A proactive partnership in risk

Our Risk Advisory team partners with you to navigate today’s complex risk landscape. Combining deep sector knowledge with leading-edge tools and analysis, we help your organisation identify, assess, and address potential threats – turning uncertainty into opportunity.

Guided by our proven UMMM framework – Understand, Measure, Manage and Monitor – we deliver transparent, data-driven insights, and help to insure effectively against risks. This approach means your decisions are backed by clear, timely intelligence, strengthening your governance and supporting long-term performance.

HALO - Protecting your building assets for three years

At the core of our Asset Protection package sits HALO – Howden’s ‘magic circle’ solution that seamlessly and roundly secures all of your physical business assets, such as your owned buildings. Our HALO package ensures your assets are protected for three years. HALO ensures you’re regularly checking in on your physical assets, maintaining the highest standards, and keeping necessary assessments up to date. 

Our Property risk service, combined with HALO, is the perfect product for complete peace of mind. Offering a three-year package, HALO covers different services in each year which reflect the needs of businesses, support building and asset management, and reduce their risks. Whether you have a large office block, or you’re situated on an industrial estate, HALO includes services for all types of commercial enterprise.

In year one you’ll undertake a Benchmark eValuation to determine an accurate rebuild cost for your buildings. Underinsurance affects every industry, so we need to ensure we help our clients eradicate this problem. You can find more on underinsurance here. Also, in year one, you’ll undertake a property risk control survey and receive a free ‘escape of water’ survey for your commercial premises, courtesy of our partners, Leaksafe. Throughout your time with us you’ll also have access to email and telephone support from our specialists and have access to blogs and webinars from Howden and our partners.

Once we’ve made progress in year one, we’ll continue this journey in year two. You’ll start the year by undertaking a 3D drone survey to map out and assess your buildings and their threats. You’ll also complete your annual property risk control survey, ensuring the work that’s been done in year one remains in place and any changes have been captured. And you still have access to email and telephone support from the Risk Management team, plus access to our partners’ webinars and blogs through newsletters and updates.

 

 

 

In the final year of your HALO term, you’ll undertake a thermography imaging survey which highlights temperature anomalies. Electrical distribution panels in a building can be investigated and any areas that are particularly hot can be assessed, helping you to reduce energy wastage and a potential fire occurring. In year three you’ll undertake your annual property risk control survey to ensure you’re staying on track. And if any losses have occurred, that lessons have been learnt and actions taken. 

And of course, you’ll still have access to unlimited email and telephone support from the Risk Management team, plus access to our partners’ webinars and blogs through newsletters and correspondence.

asset protection

Additional services

While the HALO package has been comprehensively created to address and solve a plethora of property issues, we also offer additional services outside of your HALO package when you need them. This suite of services, which can be acquired for an additional 

  • Technology services

    Drone surveys
    Escape of water surveys
    Thermography testing

  • Legal services

    Property risk control surveys
    Engineering services
    Security consultants
    Accessibility surveys

  • Management solutions

    Unoccupied premises protection
    Asset tagging
    Building valuations

Ready when you are

To get in touch, please fill out the simple form below

Alternatively, if your enquiry relates to an urgent risk incident, please call 0345 076 2288.


If you are an existing client of Barnett Waddingham or Risk Evolves, who have now joined us to form Howden Risk Advisory, please get in touch with your usual contacts, or for any urgent risk incidents, please call 0345 076 2288.

Our Website Terms and Conditions and Privacy Notice includes information on the scope of our service and how we will handle your data.

 

What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 0207 545 2800;
-using the Enquiry form.

Important links

Martyn's Law

The new counter terror legislation is here to improve public safety, but is your business ready? Take a look at our resources to learn more, or for additional help and information, get in touch with the team.

Additional information

Escape of water

Tapping into the true cost of water ingress to businesses

Additional information