Howden, the new home for Church of Scotland Insurance Services

On 17 November 2025, Church of Scotland Insurance Services Ltd completed its integration with Howden. For COSIS clients, the service remains the same. The COSIS team of insurance specialists has joined Howden in Edinburgh to continue to service the needs of COSIS clients. Get in touch at [email protected] to advise us of upcoming Union mergers or if you’d like to discuss how these changes might affect you.

Arched stone ceiling and pillars inside a historic cathedral, with warm lighting and stained glass windows visible in the background.

COSIS is now part of Howden

We are pleased to announce that Howden is the new home for COSIS. As part of the wider Howden Group, we’ll use our strong insurer relationships, our expertise in the not-for-profit and heritage sectors, and our extensive market access to achieve the most effective outcomes for you and your Congregations, whether that’s eliminating gaps in your insurance cover, trying to reduce premiums, offering expert risk management support, or ensuring a claim is settled fairly and efficiently.

Our team is empowered to think bigger and challenge the norm. Our employee ownership model means that we’re driven to achieve more, collaborating across specialisms to deliver for our clients. We’re delighted that the COSIS team has joined Howden and will continue to provide you with excellent service and advice to ensure the transition to Howden is as smooth as possible for you.

Ready when you are

Get in touch to advise us of upcoming Union mergers, discuss a claim, or if you’d like to discuss how these changes might affect you.