England Golf members and iGolf subscribers

How England Golf members and iGolf subscribers are protected

Whether playing, training or practising golf, accidents can happen.

If an incident on the course leads to accidental damage or injury involving another person, the consequences can be stressful and costly.

That’s why England Golf members and iGolf subscribers benefit from public liability insurance, arranged by England Golf, providing protection if you’re found negligent for injury to others or damage to their property while playing or practising golf.

Players who aren’t members of a club can still affiliate with England Golf through the MyEG platform as iGolf subscribers. It’s designed for golfers who want official handicapping and access to key golfing benefits without committing to full club membership.

What is public liability insurance?

Public liability insurance covers legal and compensation costs if an England Golf member accidentally injures someone, or damages their property, and a claim is made against them.

Claims for damages can run to millions of pounds for severe injuries, so it’s an important type of financial protection.

What’s covered?

England Golf members are automatically covered with up to £10,000,000 of public liability insurance for every claim. This includes:

Public liability £10,000,000 any one occurrence
Pollution £2,000,000 any one occurrence and in the aggregate
Terrorism £2,000,000 any one occurrence and in the aggregate
Member-to-member cover, if a player accidentally injures a member of their club or damages their property whilst practising and/or playing golf.

Practising golf

Practising to hit a golf ball either on the golf course itself and or the designated practice areas.

Playing golf

Hitting a golf ball either on the golf course itself and or the designated practice areas. Of course, members should take reasonable steps not to cause injury or financial loss to others, or damage to their property.

Where am I covered?

Examples include:

On the course
On the driving range
In the nets at the club
On the club's practice area

Where am I not covered?