Chauffeur Insurance

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Comprehensive coverage. Personal service

Professional chauffeurs need insurance that reflects the way they work – from the vehicles they drive to the clients they serve. We arrange specialist cover for chauffeurs and executive private‑hire drivers, helping you protect your business at a price that works for you.

Why choose Howden for chauffeur insurance?

Chauffeurs rely on smooth, uninterrupted service – and your insurance should support that. As a broker with deep experience in business and motor cover, we handle the details so you can stay focused on your passengers.

Our strong insurer relationship means we can arrange cover quickly and make the process as simple as possible. Because every chauffeur works differently, we take the time to understand your vehicle, your routes, and the way you operate. Whether you’re renewing, starting a new policy, or dealing with a claim, our team is here to guide you with clear, personal advice.

What you can expect from us

Through our insurer partner, we can offer:

  • Trusted Excellence

    Rated Excellent on Trustpilot - a sign you can depend on us.

  • Support That Works for You

    Designed to save you time, money, and unnecessary stress.

  • Personalised Expertise

    Tailored guidance you won’t find on comparison sites.

  • Help When It Matters Most

    A dedicated claims team ready to support you whenever you need it.

Chauffeur Insurance

Cover for chauffeurs working with Blacklane and Wheely

App‑based platforms such as Blacklane and Wheely now play a major role in the chauffeur industry. To reflect this shift, our underwriting has been updated to include:

“Bookings pre‑arranged on the website or pre‑arranged via Blacklane or Wheely App.”

This means more independent chauffeurs and executive drivers can now access specialist cover – including those who rely heavily on these platforms for work.

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What chauffeur insurance covers

Chauffeur insurance is designed for drivers transporting passengers in premium or high‑value vehicles. It provides protection if an accident, injury, or property damage occurs while you’re working, and can include legal costs and compensation when required.

If you ever need to make a claim, you’ll be supported by a dedicated handler who’ll work to get you back on the road quickly.

We also hold delegated authority with an A‑rated insurer, allowing us to underwrite policies in‑house. This helps us arrange cover efficiently and respond faster when you need us.

What’s typically included?

Through our insurer partner, we can offer:

  • Premiums that reflect your claims history, with a range of discounts available
  • Protected no‑claims bonus (once you’ve earned the maximum discount, subject to an additional premium)
  • Discounts for named drivers
Chauffeur Fleet Insurance

Chauffeur fleet insurance

If you run several vehicles, we also arrange specialist chauffeur fleet insurance. Visit our Chauffeur Fleet Insurance page to learn more about how we can support multi‑vehicle operations.

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A handsome man in a tailored suit sits in an expensive car with his hands on the steering wheel

Share our specialist cover with other chauffeurs

Many chauffeurs work closely with other drivers – through platforms, partnerships, or trusted networks. Our refer‑a‑friend reward makes it easy to share specialist protection. If you’re a client and you refer another professional driver who takes out a policy, you’ll receive £50 as a thank you.

It’s our way of supporting the chauffeur community and helping more drivers access the right cover.

Refer a friend
I wanted to take a moment to say how much I appreciate your service. You have made every aspect of this policy amendment painless and simple. Moving to Howden has been one of the best decisions we have ever made. I’m so, so happy with the service you have provided and have recommended you to everyone in my industry. I’m proud to have you as my brokers and you are a credit to your industry. Thank you for all of your hard work, listening to my needs, and delivering an exceptional service.
Robert Welch, CEO of smallcarBIGCITY

Speak to our specialist chauffeur team

If you’d like help choosing the right chauffeur insurance or want to discuss your options, get in touch by phone or email. We’re here to help you secure the protection you need – quickly, confidently, and with advice shaped around the way you work.

Got a question or query? Give us a few details in the box below and we'll get back to you. 

Do you have an existing policy with Howden?
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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 0208 256 4916;
-using the Enquiry form.

Frequently Asked Questions

Unfortunately we cannot insure Uber drivers.

You need to call or email us to inform us of this so we can ensure you have the correct cover in place. Should it be decided that green cards are required following Britain’s exit from the European Union, these will be issued automatically.

No, there is no restriction on your mileage.

Please contact us and we will be able to appoint you a dedicated claims handler at Sovereign Automotive, the company which deals with claims on our behalf. (This is no different to reporting a normal claim). You might also want to consider our GAP insurance product.

We offer breakdown cover at a competitive rate. Vehicles must be no more than 20 years old. Call 020 7623 3806 for more information.

Please contact us and we can put you in contact with your claims handler who will arrange for your windscreen to be fixed. Windscreen claims do not affect your no claims bonus.

Please contact us and we will put you in touch with your claims handler at Sovereign Automotive, who will be able to arrange for original parts to be sourced.

Public Liability isn’t standard on the policy, however, we can offer cover for £5m liability.