Global business is a melting pot of local issues

Engaging a local broker cuts through alien terminology and customs. You wouldn’t go on safari without a guide, why risk going into a new market without local knowledge on your side?  

Compliance, admitted policies and tariffs all vary from place to place, certainly at national level but sometimes even more localised than that. We won't let that hold you back. 

Wherever you do businesses, our risk experts will design you a programme with quallity responsive cover while minimising cost and admin burden 

Global programmes: better cover, less admin, more cost effective 

Consulting local experts means we can put together a globally comprehensive policy wording that accounts for all the local nuances, streamlining your worldwide risk into one policy document. 

Getting a clear view of your global risk picture will save you money, time and stress. 

What’s the alternative? Huge amounts of paperwork, admin overhead – all for the privilege of paying more for your insurance...

Benefits of a global insurance programme

  • Consistent coverage worldwide, with no unexpected gaps
  • Reduced admin costs 
  • Easier claims management, via a single point of contact 
  • Clearer central view on risk management issues
  • Significant economies of scale  
  • Uniform covers & limits across all properties
  • Consistent financial security across key policies
  • Bulk purchasing & claims negotiation
  • Tariff Savings

One contact, a world of support

Giving you the benefits of a centrally managed programme - and the benefits of going local

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1 contact with global backup

A single account manager with all the global support they’ll ever need – we’ve got local risk expertise wherever you need it

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Simplified claims handling

Expediting claims is easier with real locals on the ground leveraging relationships and cultural affinity

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Optimised programmes

Structuring programmes for the maximum cover, accounting for tax and legal frameworks wholly central programmes might miss

Howden is part of Hyperion Insurance Group, a unique global insurance network with employee ownership at its heart. Combined with our Howden One network, that gives you access to over 10000 experts across more 80+ territories, all working to the same high standards, always to the benefit of our clients. 

Working to one set of agreed standards, we can provide you with quality well thought out insurance cover, wherever you do business

The values we share


Integrity 

Client needs are consistently at the heart of everything we do – we’re fair, upfront and straightforward the whole time, in words and deeds.  

Enterprising 

We’re never afraid of ‘the new.’ When risk is unusual or complex, our entrepreneurial spirit comes to the fore. We don’t say “can’t” – we always discuss “how.” 

Expertise

Risk expertise runs right through the Howden One Network: w¬e align and leverage the right expertise for your challenges, to get to a solution that exceeds your expectations.
 

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Insurance regulations and practices differ widely across the world. We won't that hold you back