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Property
Safeguarding assets, ensuring continuity.
Property risk is not about buildings. It’s about business continuity. When something goes wrong, the real question is simple: how fast can you get back up? We work with you to understand your risk from the inside out, and make sure your coverage holds when it matters most.
From risk to resilience
When a site goes down, the whole business feels it. Production stops, supply chains break, machines can’t restart. Our property and business interruption specialists understand how your operations actually work and where the real exposure lies. That understanding shapes everything, from how we structure your programme to how we defend your claim.
When your business stops, the clock starts
Business interruption is where the real financial damage occurs after a loss, and where claims are most frequently contested. We quantify your exposure accurately from the outset, document it rigorously, and defend it actively when insurers push back. You focus on restarting. We make sure you’re paid what you’re owed.
Market knowledge that works in your favour
In hard markets, many risks become difficult to place, and coverage terms narrow. Our market relationships and negotiating power mean you get broader coverage and better terms, even when conditions tighten. After a major loss, that same leverage translates into faster liquidity when your business needs it most.
Global placement, local support
Complex property risks need access to the right markets. We place programmes across all relevant global markets, using master and local policies with DIC/DIL structures that ensure no exposure falls between the cracks. Captive solutions are also on the table, for those whose risk profile calls for it. And when a loss occurs, we manage the claims process on the ground, across Switzerland and beyond.
Claims expertise that starts at placement
We think about claims long before you need to. Our claims strategy is built into the programme structure from the start, so when something happens, we’re already prepared. We support you with in-house legal expertise, cause-of-loss argumentation and business interruption quantification, documented and defended throughout the entire process.