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Credit
Securing your receivables, protecting your growth.
You’ve invoiced for the work delivered. Now you’re waiting. When a buyer doesn’t pay, the impact can ripple through your entire business. By protecting your receivables, credit insurance keeps that from happening.
When your buyer doesn’t pay
A single unpaid invoice can be absorbed. A pattern of non-payment, or the unexpected insolvency of your major client, is another matter entirely. Credit insurance transfers that risk so your cash flow, your financing capacity, and your growth plans are safeguarded. On top of that, your insurer monitors the financial health of your buyers and flags those whose solvency is weakening. So when you deliver, you can count on getting paid.
A programme that fits your portfolio
You don’t have to insure everything. Or you can. Credit insurance is a tailor-made product, designed around your needs. We help you identify the right solution for your business, advising on the right programme structure for your buyer portfolio, or focusing coverage on selected accounts where the risk is highest. From whole turnover policies to named-buyer cover, the programme reflects the way your business actually works and adapts as your customer base evolves.
The market knowledge to get you better terms
Credit insurance is a niche market. Our specialists bring both expertise and strong insurer relationships. We know which markets offer the best conditions for your risk profile, and we negotiate hard on your behalf. The result is broader coverage, better terms, and faster claims settlement when you need it most.
Credit insurance as a business tool
Credit insurance isn’t only about managing risk. It also gives you something more: the confidence to offer better payment terms to your buyers, easier access to financing against your insured receivables, and a clearer picture of your counterparty risk. Used well, it becomes an instrument for growth, not just a safety net.
Is credit insurance right for you?
If your business invoices other businesses and operates on credit terms, credit insurance is worth considering. It is most relevant for companies with significant exposure, or those operating across borders, from Switzerland into markets where counterparty risk is harder to assess. Whatever your size, it adapts to your business, your buyer portfolio and your growth strategy.