Accident & Health

Cover that puts your people first.

Accident & Health

Good cover goes beyond the statutory minimum. It protects your finances and keeps your business running — through long absences, key people off work, and teams operating across borders. Better protection for your people, more resilience for your organisation.

We start with your needs

What keeps you up at night? Where are the gaps in your current benefit plans, and how well are they coordinated? Are you aware of the hidden costs and business impact of long-term employee absences? We listen before we advise, and only once we truly understand your situation do we start looking at solutions. 

Employee benefits tailored to your people

We advise across the full range of Accident & Health products relevant to the Swiss market: daily sickness benefits, short-term absence insurance, accident insurance and supplementary accident cover; to name just a few. For organisations employing cross-border workers, we structure specific coverage around the regulatory requirements in both countries involved.

 

A process built for transparency 

We start with where you are today. We assess your coverage, review your claims experience, and identify what works and what needs to change. Before speaking to insurers, we define the right strategy and ensure the underlying data is accurate. The result is a focused tender process, informed decisions, and support from implementation through ongoing review. 
 

Access the best solutions on the market

We represent your interests, not those of an insurer. By reviewing the entire Swiss Accident & Health market, we identify the best solution for your organisation and negotiate competitive terms on your behalf. For multinational organisations, we combine local expertise with global market access to deliver consistent solutions across borders.

Long-term support. Real partnership.

A successful insurance programme requires more than a placement. We work with you year after year, ensuring your coverage keeps pace with your workforce, business objectives, and changing risks. When claims arise, we advocate for your interests and support you through the process. That's what real partnership looks like. 

Is your team really covered?

Tell us about your current plans. We'll listen before we advise.