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Engineering & Construction
Tailored policies, expert service
The last five years have been busy for the Construction and Engineering sector, and the trend is going to continue.
As the government actively implements infrastructure development and improvements - from building toll roads, bridges, and dams to investing in the coal mining sector - the future is looking bright. At Howden, we have the expertise to support the people and companies building change in Indonesia.
Because adventurous plans quickly turn into hurdles and mundane details, having ready access to deeply experienced risk insight can prove a huge asset.
We can provide tailored policies for:
Construction/Erection All Risks Insurance
Covers accidental physical loss of, or damage to, the contract works during construction, as well as third-party liabilities. It's an all-risk policy, subject to policy conditions. Some of the risks covered in this policy are:
- Fire
- Lightning
- Explosion
- Smoke
- Riot
- Strike
- Malicious damage
- Act of God
- Theft and burglary
This policy also has some exclusions: War, terrorism, radioactive contamination, gross negligence, cessation of works and wear and tear.
Heavy Equipment insurance
Covers loss or damage to heavy equipment while at work, static, or caused by sudden, unexpected external events. Some of the risks covered in this policy are:
- Fire
- Lightning
- Explosion
- Smoke
- Riot
- Strike
- Malicious damage
- Act of God
- Theft and burglary
This policy also has some exclusions: War, terrorism, radioactive contamination, gross negligence and wear & tear.
Civil Engineering Completed Risks insurance
Provides cover against losses or damages to civil engineering structures after their completion, such as highways, roads, bridges, tunnels, dams etc. The coverage is only granted for material damage to the structures insured and only repair costs are indemnifiable.
This policy has some exclusions: War, terrorism, radioactive contamination, gross negligence, lack of maintenance and wear & tear.
Land Rig insurance
To cover losses or damage to the rig and other supporting equipment for oil or gas-well drilling.
This policy has some exclusions: War, terrorism, radioactive contamination, gross negligence, lack of maintenance and wear & tear.
Who needs Engineering Insurance?
- Civil contractors’ company
- Engineering and construction company for oil & gas
- Mining company
- Rental/leasing heavy equipment company
- Toll road management company
We can provide strong, competitive terms and conditions for the benefit of our clients.
Meet the team
Firman
Firman Amersyah
Firman Amersyah
Senior Vice President
Firman joined Howden in December 2013 as Assistant Vice President in the Strategic Business Development. He is responsible to develop the business strategically across the company. Part of his responsibility is to develop initiatives towards clients.
Prior to joining Howden, Firman worked at Aon as Manager at Corporate Risks Services Division, where handle various major clients as well as Lippo group business. Part of his focus is also to develop affinity initiatives with corporate risks services. Previously, he also worked for JLT to handle corporate and industrial clients for 4 years and prior to that he was working for one of the major bank in Bandung, Panin Bank as internal auditor. He has more than 7 years experience.
Firman graduated from Bina Nusantara University, majoring in computerized accounting. He has just completed one of the professional qualifications from ANZIIF, CIP, Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).
Ega
Ega Napitupulu
Ega Napitupulu
Senior Vice President
Since 2010, Ega was part of Business Development team of previous company prior to the acquisition of Howden. Following the restructuring Ega finds her passion to lead corporate and industry team as Assistant Vice President. Part of her responsibility is also to re-initiate marine focus.
Ega had previously working for an insurance company, Asuransi Sinar Mas for 13 years, where she led to grow major risks. She has over 15 years’ experience in the insurance industry,
She has extensive knowledge and experience in Property & Industrial Risks Insurance, Commercial General Liability, and Motor Vehicle.
Ega Graduated from Universitas Trisakti, majoring in Economics. She holds also few professional insurance qualifications, Ajun Ahli Asuransi Kerugian-Indonesia (AAAI-K), Ahli Pialang Asuransi dan Reasuransi Indonesia (APAI) and Certified Indonesian Insurance & Reinsurance Broker (CIIB).
Denni
Denni Wijaya
Denni Wijaya
Business Manager
Denni joined Howden in December 2014 as Assistant Account Executive in Corporate Industry Risks Division after completed his study at STIKOM Interstudi. Having been promoted in January 2020 as Assistant Manager, he was given a new role to lead Engineering Risks. He is responsible for expanding and client servicing in Industry Risks area and making sure to meet our client expectation.
Denni also holds professional qualification Ahli Pialang Asuransi dan Reassurance Indonesia (APAI) .
Denni also qualified at Level 5 for professional Insurance Broker certification based on Indonesian regulation.
