Refer a friend in the Motor Trade


Refer a friend and earn £100*

At Howden, we like to reward our existing clients for their loyalty. That's why we're giving away £100* for every successful qualifying motor trade referral. So whether you've got a friend or family member who's looking for cover, or are simply an active member of the motor trade community and want to spread the word, as long as the person you refer runs a motor trade business, you can recommend them.

*Terms and conditions apply. 

And the best part? We want to reward loyalty, so there's no maximum number of referrals you can make in a year.

Frequently asked questions

How do I refer a friend?

Just click here, copy the URL and send it to the friend you want to recommend to us. Make sure they give us your name and business name when they contact us otherwise we won't know they're your referral.

What products can you refer?

To qualify for this offer, you can only refer another motor trader who purchases motor trade cover.

What could stop me getting the money?

There are a number of reasons the money might not be released. If the policy is cancelled by the customer or Howden within 30 days of the policy start date; if the successful referral does not meet the minimum requirements as set out in our terms and conditions; if you do not respond to us via your preferred contact method within 14 calendar days of being contacted to confirm your payment details as per the terms and conditions*.

How and when will I receive the money?

Once a referral qualifies you for the £100 reward (after the 30 day period), we'll be in touch with you via your preferred contact method to finalise your payment details within 14 working days.

Is there a limit to the number of referrals I can make?

No, there's no limit to the number of people you can refer.

Is it only new customers that can be introduced/referred?

If your friend already has a motor trade policy in force with us or we've already discussed their insurance in the past, then you won't qualify for the reward. If your friend is an existing policyholder within the Howden group but we don’t hold and have never discussed their motor trade policy with them, then you'll qualify for the reward as long as we know you referred them to us.

*Terms and conditions

  • This offer is only available to existing Motor Trade clients of Howden  and Aston Lark

  • To qualify for the refer a friend offer, the referred must hold a motor trade policy for a minimum of 30 days

  • The premium must relate to a motor trade policy and be at least £1,000

  • Each successful referral qualifies you to receive £100 cash

  • Each cash reward will be paid via bank transfer, using the bank details provided to us at the time of notification of a successful referral

  • When you become eligible for your £100 referral award, you'll be contacted via the preferred contact method given to us at the time of sale

  • Once contacted, you have 14 days to provide us with your bank details, if you fail to meet this deadline, the qualified payment will expire

  • There's no limit to the number of recommendations you can make

  • We reserve the right to withdraw this offer at any time