Refer a friend in the Motor Trade

A woman sits in the driver's seat of a car while a man stands beside her, both engaged in conversation.

Refer a friend and earn £100*

At Howden, we like to reward our existing clients for their loyalty. That's why we're giving away £100* for every successful qualifying motor trade referral. So whether you've got a friend or family member who's looking for cover, or are simply an active member of the motor trade community and want to spread the word, as long as the person you refer runs a motor trade business, you can recommend them.

*Terms and conditions apply. 

And the best part? We want to reward loyalty, so there's no maximum number of referrals you can make in a year.

A man is focused on repairing a car tire, demonstrating skill and attention to detail in his work.

How do I refer a friend?

  1. Share this page’s URL and your unique client reference number with your friend. If you are unsure on what your unique client reference number is, email [email protected] and we will send it to you.
  2. Your friend will then need to complete the quote request form below or call us directly.
  3. They will need to reference your unique client reference number on the quote request form, or to us over the phone, otherwise we won’t know they’re your referral.

Referred by a friend? Complete the quote request form or call us today.

Don’t forget to include your friend’s unique client reference number in the ‘Message’ box on the form or share it with us over the phone

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Frequently asked questions

To qualify for this offer, you can only refer another motor trader who purchases motor trade cover.

There are a number of reasons the money might not be released. If the policy is cancelled by the customer or Howden within 30 days of the policy start date; if the successful referral does not meet the minimum requirements as set out in our terms and conditions; if you do not respond to us via your preferred contact method within 14 calendar days of being contacted to confirm your payment details as per the terms and conditions*.

Once a referral qualifies you for the £100 reward (after the 30 day period), we'll be in touch with you via your preferred contact method to finalise your payment details within 14 working days.

No, there's no limit to the number of people you can refer.

If your friend already has a motor trade policy in force with us or we've already discussed their insurance in the past, then you won't qualify for the reward. If your friend is an existing policyholder within the Howden group but we don’t hold and have never discussed their motor trade policy with them, then you'll qualify for the reward as long as we know you referred them to us.

*Terms and conditions

  • This offer is only available to existing Motor Trade clients of Howden
  • To qualify for the refer a friend offer, the referred must hold a motor trade policy for a minimum of 30 days
  • The premium must relate to a motor trade policy and be at least £1,000
  • Each successful referral qualifies you to receive £100 cash
  • Each cash reward will be paid via bank transfer, using the bank details provided to us at the time of notification of a successful referral
  • When you become eligible for your £100 referral award, you'll be contacted via the preferred contact method given to us at the time of sale
  • Once contacted, you have 14 days to provide us with your bank details. If you fail to meet this deadline, the qualified payment will expire
  • There's no limit to the number of recommendations you can make
  • We reserve the right to withdraw this offer at any time