Floristry business insurance: Cover and protection for every season and event
Why choose Howden for Floristry Business insurance?
As a specialist insurance broker for floristry businesses like yours, we appreciate the difference and value between an artful bouquet for one person and a full floral arrangement for a wedding, Christening, or funeral.
We know the worth of your fixtures, fittings, and of course flowers… and can provide tailored cover that’s specific to the needs of your industry.
Whether that’s supplier failure to deliver, dahlias destroyed by flooding in the shop, or a power breakdown that results in your roses being ruined, our Floristry Business insurance ensures your business continues to bloom – even when the unexpected happens.
And it’s this attention to detail and industry insight that’s confirmed our place as the exclusive insurance partner of the British Florist Association.
Our specialist Floristry Business insurance is designed for the common and uncommon incidents that you may face. For example, if a member of the team clips their hand rather than a stalk, we have an insurance solution in place. And all your stock is protected – whether it’s inside a shop or displayed outdoors – as well as liability insurance for staff, customers, and your team when making floral and plant deliveries or working at an event. We can also arrange business interruption cover and motor fleet insurance.
Benefits of working with Howden:
Stock insurance, including stock in the open
Property damage
Increased Public Liability cover in case of trip and fall claims from customers when in your shop
Increased Employers’ Liability cover, mitigating risk to employees undertaking physical work
Work Away cover for floristry delivery drivers and events
Cover for high-risk stock, commonly stolen, including high-value floral displays
Business Interruption cover with indemnity periods up to 36 months
Motor Fleet insurance
Directors’ and Officers’ liability
Whether you’re a new customer wanting to take out a brand-new policy, renew an existing one, or just gathering quotes and info, at Howden we’re here to help.
Why not speak to our dedicated team today and discover how Howden can build a bespoke insurance solution that will help your floristry business weather any storm.