Bespoke insurance solutions for jewellers, delivered by our specialist brokers.
Insurance isn’t one-size-fits-all. Your business is unique, and your risks are too. Your profession needs a broker that truly understands what you do, and we can tailor your coverage to fit the needs of your practice. We take the time to understand your business.
Want to check if you could save money on your insurance? Talk to our specialists.
Who needs it?
Our jewellery insurance is designed for jewellers, pawnshops, antique dealers, art galleries, and other businesses that manufacture or handle jewellery.
A burglary, theft, or accident that results in the loss of your stock can be hugely damaging to your bottom line, while the loss of your clients’ items can damage your reputation beyond repair. Our specialist Jewellers' Block insurance covers your stock and your clients’ possessions while in your care.
Our experienced team understand the needs of companies at all stages of the jewellery journey, including miners, manufacturers, wholesalers, retailers, and owners of personal collections. Whatever your needs or your investment, we can help write an insurance policy to keep you fully protected.
What we cover
We can look at:
- Coverage for stock
- Personal conveyance for stock in transit
- Stock on memorandum to third parties
- Stock whilst at employees' homes
- Exhibitions
- Wearing of items at events
- Cutting and polishing of diamonds
- Terrorism, war and riots
Why choose Howden?
Our specialist team knows the industry inside out - we know the trade and we understand the risks that come with it. As insurance professionals, we are proud to seek out and deliver insurance policies that meet our clients' needs.
Deep understanding of jewellery risk
We cater to a wide range of architectural professions across construction, property and land. We’ve spent decades understanding the architectural sector, so we can anticipate what's ahead - and prepare you for it.
Some of the broadest cover you’ll find
Depending on your requirements. Our policies are worded by brokers not underwriters, which can mean more favourable terms than 'off-the-shelf’ insurer wording.
Local and global
We’re close enough to care and big enough to deliver. We have local presence in all UK regions, so we can meet our clients in person.
In-house claims teams
Our legal, technical and claims teams will be on hand to advise and support you on notifications and claims. They'll keep you informed and work towards the best outcome, with the minimum disruption to you and your business.
Who do we work with?
- Jewellery retailers
- Watch manufacturers and retailers
- Diamond dealers
- Wholesalers and manufacturers
- Luxury goods retailers
- Pawn brokers
- Diamond and gemstone mining operators•
- Transporters
