
Construction and property professionals facility
Exclusive access to market-leading insurance solutions
Built for your needs
Several years ago, property professionals of all disciplines found it challenging to obtain or renew their professional indemnity insurance (PII). Frustration was compounded by a lack of information on why, and how to mitigate the challenges.
We worked hard to accelerate the improvements in the marketplace by developing our exclusive construction and property professionals facility. It's designed to accommodate a broad range of construction professionals – including, but not limited to engineers, architects and surveyors.
This facility has enabled us to deploy our knowledge, experience and leading market position to deliver long term insurer support to provide the best outcome for your PII at renewal.
The facility offers:
Exclusive, market leading wordings
Howden’s policy wordings benefit from the combined knowledge and expertise of our Construction & Property Professional Indemnity (PI) team, and provides broader cover if a claim is made against you, ensuring optimum risk transfer.
Access to A-rated insurers
All insurers participating in the facility have strong financial standing, supported by experienced underwriters with a long-term commitment to the PI market. Our insurer selection creates a competitive environment, resulting in market-leading terms from experts that understand your business and reward excellence in lower premiums.
Combating market volatility
Our strategic insurance partners have a balanced portfolio of risk, but if one or more insurer withdraws from underwriting PI in any profession – due to a reduction in risk appetite or adverse claims experience – another member of our panel can step in, minimising uncertainty and providing seamless continuity of cover.
Market leverage
Our client’s trust in Howden has provided us with significant purchasing power in the market, enabling us to provide economies of scale and reductions in premium.

Why choose Howden?
Tailored solutions
Insurance isn’t one-size-fits-all. Your business is unique, and your risks are too. That’s why our offering can be tailored to your firm's needs.31 years of expertise
We’ve spent decades understanding the construction and property sector, so we can anticipate what's ahead - and prepare you for it.Local and global
We’re close enough to care and big enough to deliver. We have local presence in all UK regions, so we can meet our clients in person.
Client needs at the core
We built the facility with our clients, for our clients.
We worked alongside leading firms that set the standard in the construction and property sector to understand what matters most. The result? A solution that’s designed to give you confidence when markets shift, and protection before challenges arise.

Meet the team
Divisional Director
Divisional Director
Associate Director
Executive Director
Account Executive
Associate Director, Claims
Associate Director, Claims
Head of Contract Review