Motor Trade insurance
After many decades of working closely with the motor trade, we know what you’re looking for from an insurance broker.
Choosing a motor specialist means you can get coverage specced out to meet your needs without overpaying or, just as bad, overlooking anything important that could come back to bite you later.
Plus you won’t have to waste your time over-explaining your business to us. All our brokers and claims handlers know a GTO from a GTE.
Trusting us with your insurance leaves you free to look after the bits of your business you actually enjoy. (It’s ok, we get it!). Getting you great cover at competitive prices is what we’re here for - and we’re good at it.
Why choose us?
- Talk decision-maker to decision-maker – we can accept and insure clients without needing to consult with insurers, speeding things up for you
- Fast - thanks to our in-house underwriting capabilities, we’ve been known to get insurance cover signed, sealed and delivered within one hour of an initial enquiry
- Independent - we work independently with the biggest insurers, which means we can negotiate very competitive premiums and terms
- Adaptable - our policies and products move with the times. When the industry changes, so do our wordings, keeping them relevant and useful
- Tailored – our policies are bespoke to your business. We’ll never just hand you industry standard wording.
Who do we work with?
We work with all types of motor trade business: from sole traders to franchise main dealers and national car supermarkets, and everything in between.
If your business is quite unusual or specialist, get in touch. Over the years, we’ve helped some pretty niche businesses secure coverage. We love a challenge.
We currently work with:
- Car dealerships
- Detailers
- Mechanics and MOT specialists
- Body shops
- Commercial vehicle repairers
- Breakdown and recovery services
- Vehicle transport and delivery firms
- Car valeting services
- Car supermarkets
- Windscreen and tyre fitters
- Classic car dealers and restorers
- Vehicle scrap and recycling centres
- Self-drive hire firms
A finely-tuned claims process
To us, claims is the engine that powers the whole insurance vehicle. When something unfortunate happens, we’ll help you deal with it as quickly and painlessly as possible.
We have motor trade specialists on our claims team that works on your behalf from the very start of our relationship with you. As early as the policy design stage, we’re looking ahead to how quickly and efficiently we can get your claims paid. Plus, any learnings from other clients’ claims through the year are fed back into your renewal strategy, be that in the form of policy wording tweaks or risk management advice.
Larger clients get a dedicated claims broker, a single point of contact, who is on hand to act as your advocate, right from claims notification through negotiations to the pay-out.
Give your business gold standard coverage with combined motor trade insurance
Our combined policies include:
- Road risk cover
- Specialist vehicle insurance
- Motor trade premises and contents insurance
- Motor trade public liability insurance
- Garage liability insurance
- Business interruption insurance
- Employer's liability insurance
- Wrongful conversion cover / Trade-in vehicles insurance
- Cyber insurance
- Management liability insurance