Cases likely to affect farmers, estate owners and rural businesses can be quite different from the ones that urban-centric, off-the-peg insurance is designed for. Working alongside the CLA, we offer tailored policies that cover the actual issues you’re likely to face. 

One of the biggest misconceptions about Legal Expenses insurance is that it covers every feasible legal issue. Designing policies to fit your needs is paramount. 

Specialist cover tailored to your risk profile

We offer two policies. Choose the cover that fits your needs, based on your assets and activities.

Our Commercial Legal Expenses policy covers:

• Employment disputes
• Property, landlord and tenant disputes 
• Criminal defence
• Tax protection
• Regulatory compliance costs
• Court attendance costs
• Employee extra protection
• Contract disputes
• Agricultural tenancy rent review disputes
• Basic payment scheme protection
• Public rights of way issues

Our Bespoke Commercial Legal Expenses policy covers:

• Property Disputes 
• Tenancy Disputes
• Agricultural rent disputes
• Basic payment subsidy protection
• Wayleave disputes
• Public right of way
• Croft disputes
• Criminal prosecution and defence
• Criminal interview under caution
• Tax investigations and VAT disputes
• Personal injury 
   

And can also be tailored to include:

• Contract disputes
• Commercial contract disputes
• Construction contract disputes
• Overage disputes
• Agricultural contract disputes
• Employment disputes
• Employment service occupancy possession
• Licence disputes
• Operators’ Licence appeals
• Planning and compulsory purchase orders
• Mediated partnership disputes
• Mineral licence appeals
• Professional negligence pursuit
• Judicial review

Our dedicated Rural team will help you choose the policy that best suits your assets and risks.