Yacht and Boat Insurance
R K Harrison is the specialist Private Client division of Howden
We guide and give you the right advice for your insurance requirements to get you on the water.
We are able obtain the right cover that meets your individual needs. Whether you are looking to insure a superyacht, sailing yacht, motor boat and small craft, we offer tailored solutions, including but not limited to:
- Machinery, Gear & Equipment
- Protection & Indemnity Insurance
- Local, European and Worldwide Cruising
- Skipper Charter
- Racing Risk
- Water Skiers and Towing of Toys liability
- Agreed Value
- Uninsured Boater
- Fine Art
- Personal Effects
- Get You Home
Important considerations for yacht and boat insurance
Agreed value on hull, machinery and equipment cover
The boat and its key functions are covered at an agreed value, not market value, so you get what it’s worth at inception, not what it’s worth today.
Local, European and Worldwide cruising – and can cover racing too
We can arrange cost-effective cover for anything from a jaunt down the coast to a round-the-world race. Find out more about racing and sailing insurance.
Indemnity insurance included
To cover third-party claims against you or your staff (water skiing liability is optional).
Medical expenses for guests and crew
If someone is hurt or ill, you can take them to any hospital in the world, get the best care available and your insurance will pick up the bill.