Welsh Gymnastics Insurance Centre
Howden is the insurance broker for Welsh Gymnastics
As a registered member of Welsh Gymnastics, one the many benefits available is access to insurance coverage specifically designed to protect you during your participation and involvement in the sport.
Welsh Gymnastics, in partnership with Howden, ensures that clubs, coaches, participants, members, and officials are covered by a comprehensive insurance programme.
This programme includes coverage for all typical activities associated with the operation of gymnastic clubs/activities, including competitions, events, demonstrations, training, schools activity and includes all activities connected with the Sport or activity including responsibilities as landlord, tenants, property owners and organisers of social and fund-raising activities. Cover is on a Worldwide basis, however please refer to your club or Welsh Gymnastics directly in respect of any travel insurance requirements.
Value of cover | Club | Coaches* | Gold | Silver | Bronze | |
---|---|---|---|---|---|---|
Public & Products Liability incl. Member to Member Liability | £20,000,000 | ✓ | ✓ | ✓ | ✓ | ✓ |
Group Personal Accident | £50,000 Capital Benefit | ✓ | ✓ | ✓ | ✓ | ✓ |
Professional Indemnity incl. Libel & Slander | £5,000,000 | ✓ | ✓ | ✓ | ||
(Safeguarding) Abuse | £5,000,000 | ✓ | ✓ | ✓ | ||
Employers Liability | £10,000,000 | ✓ | ||||
Legal Expenses* | £100,000 per claim | ✓ | ||||
Management Liability incl. Entity cover for Employment Practices Liability | £250,000 per club/£1,000,000 in total | ✓ |
*Additional benefits are available to coaches, please refer to the Group Personal Accident section for further details.
Howden is proud to work with Welsh Gymnastics to serve the insurance needs of it's members. Here's to a longstanding partnership.
Here is a summary of what is included in each policy:
By providing these insurance benefits, Welsh Gymnastics aims to ensure the safety and Wellbeing of its members, promoting a safe environment for everyone involved in the sport. This is a summary of cover only. Please refer to your policy schedule and wording for full information, conditions and details or please contact us on phone no. +44 (0) 2920 031 980 or email [email protected]
This coverage provides protection in case you are held responsible for injury to a third party or damage to their property during gymnastics activities. It also includes coverage for liability arising from member-to-member incidents.
This coverage offers financial protection in the event of accidental injury or death while participating in gymnastics activities. It includes benefits such as medical expenses, dental treatment, disability compensation, and accidental death benefits.
Abuse cover provides protection against claims arising where you had a responsibility (either explicit or implied) for the welfare and well-being of an individual or individuals in your care, and are alleged to have been in breach of that duty.
This insurance is essential for clubs who have employees or volunteers. It protects against claims made by employees who suffer injury or illness as a result of their work within the gymnastics setting.
This coverage is specifically designed for coaches and instructors. It protects against claims of professional negligence, errors or omissions, or any financial loss suffered by a student or client due to your professional advice or services. It also includes legal liability to pay compensation and claimants’ costs and expenses resulting from any claim/s made alleging libel or slander.
This insurance provides coverage to the directors, officers, trustees or committees of clubs registered with Welsh Gymnastics in case they face legal action for alleged wrongful acts, such as negligence, breach of duty, or mismanagement, including entity cover for employment practices liability.
This insurance covers the legal costs associated with various legal disputes that clubs may encounter, such as employment disputes, legal defence, or tax investigations as well as access to a 24/7 year round telephone advice line including tax, health and safety, crisis management and stress counselling.