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2025 documents - for Gold members who joined or renewed in 2025

Gold Members liability schedule and wording 2025Download here
Gold Members Evidence of Insurance 2025Download here
Gold Members Insurance Product Information 2025Download here
Gold Members Personal Accident schedule and wording (for accidents which occur during 2025)Download here

2026 documents - for Gold members who joined or renewed  in 2026

Gold Members liability schedule and wording 2026Download here
Gold Members liability Evidence of Insurance 2026Download here
Gold Members Insurance Product Information 2026Download here
Gold Members Liability Summary of Change and Important ConditionsDownload here
Gold Members Personal Accident schedule and wording (for accidents which occur during 2026)Download here

Accredited Professionals 2026 documents - for APC members who joined or renewed in 2026

APC Assessor Liability schedule and wordingDownload here
APC Coach Liability schedule and wordingDownload here
APC Groom Liability schedule and wordingDownload here
APC Liability Summary of change and important conditions    Download here
APC Personal Accident schedule and wording (for accidents which occur in 2026)Download here

British Riding Clubs, Premium Equestrian Access Groups and BHS Volunteers

British Riding Clubs Liability schedule and wording  Download here
BHS Regions Liability schedule and wordingDownload here
Premium Access Groups Liability schedule and wordingDownload here
EL certificate

Download here

British Riding Clubs 'To whom it may concern' letterDownload here
BHS Volunteers 'To whom it may concern' letterDownload here
Premium Access groups 'To whom it may concern' letterDownload here


If you would like any of these documents sent to you in paper format by post, please contact Howden and provide your postal address.