Insurance for specialist education
Specialist protection for specialist schools
The challenges and responsibilities faced by special education providers are unique. From safeguarding vulnerable pupils to managing bespoke facilities and staff, we understand that no two providers are alike. Your insurance shouldn’t be either.
That’s why at Howden we have a dedicated team of experts to help you with tailored insurance solutions built around your needs.
Services to simplify insurance for you
We offer special schools, colleges and further education providers a comprehensive range of protection and risk management advice to ensure you have the right support for when you need it.
Our team will work with you to understand your needs and, by using our strong relationships with leading insurers, will then create an insurance package to handle your risk. Our coverage includes:
- Public & employers’ liability – including risks involving vulnerable children and therapy animals.
- Building & contents – covering modified buildings to support pupils.
- Professional indemnity – covering your staff.
- Cyber protection – protecting you from cyber threats to your sensitive pupil data.
- Fleet – understanding the specialist challenges in transporting vulnerable children.
- Trustee indemnity (D&O) – covering individuals in senior positions for accusations of wrongful acts.
- Abuse – protecting your school in the event of damages awarded against your school.
- Medical malpractice and treatment – understanding the healthcare offered by your staff.
As a provider with a specialist range of activities it’s important to us to work with a broker who understands our operations. Howden work with us to understand the complexities of our organisation and ensuring appropriate cover aligned to our risk profile. The team are professional, knowledgeable and provide timely advice.

Benefits for your staff
Our services don’t stop at supporting schools, we can also help to support your staff.
Employee benefits programmes are more than a cost, they are a strategic investment into your staff and your school’s future. Every member of your team plays a vital role in supporting your pupils, that’s why we offer customisable benefits packages to offer support to your staff with care, compassion and confidence.
A reliable partner to the special education sector
Howden not only proudly supports the sector through our services but also through our sponsorship of critical associations supporting those in need. These partnerships reflect our commitment to our communities, education and the protection of vulnerable people.
We are a partner of the National Association of Special Schools, working closely with their member members to provide bespoke insurance coverage on liability, property and staff benefit packages. We are also proud to be first Natspec Corporate Member, supporting their vision that all young people with learning difficulties or disabilities can access high quality education and training.
