Insurance for visitor attractions

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Get trusted cover to keep your attraction safe and protected today

Specialist cover and services to safeguard your visitor attraction

From theme parks to petting zoos, visitor attractions can face some unique challenges.

This could be finding cover for listed buildings, artefacts and art, high exposure to liability claims, or even the threat of terrorism and active assailants. Whatever you need to protect, our experienced team is ready to find cover for your attraction’s everyday risks.  

Why choose us?

With decades of experience in your sector, we offer a wide range of cover and expert support. This can include a free, independent review of your current cover and how we can help fill any gaps.

We'll also be on hand to advise and guide you on risk management, as well as legislation updates that could affect your insurance in relation to customers and members.

What can visitor attraction insurance cover?

Whatever you need, we’ll help build an insurance package around you. Some covers to consider include:

If you own your buildings or are responsible for them under maintenance agreements, you may need buildings insurance. This can include listed buildings. You can also add contents insurance for items in and outside of the property.

This liability cover protects your business and its people for legal fees and compensation claims if someone (such as a visitor) is injured, or their property is damaged due to your organisation.

Unexpected events, like fires or floods, can stop a business from operating. This can cover lost revenue and additional costs (for a specific period of time), to help you get back on track.

If you lose your entertainment licence, or your licence to sell alcohol through no fault of your own, this helps to protect you for the financial loss.

This is important insurance if you want to protect company directors, senior managers, and officers of charities, boards and committees. It provides cover for negligence claims brought against them in court or at an employment tribunal.

This covers the cost of compensating clients or customers for loss or damage due to negligent services or advice your organisation has provided.

If you employ people, even as part-time or casual labour, you need employers’ liability insurance by law. This covers the cost of a claim if an employee or volunteer becomes injured or ill through their work and makes a claim against your charity. 

Without it, you could face large fines, uninsured claims, and potential damage to your reputation.

This cover can address the impact of these events on the victims and the organisation affected. Policies offer cover for a variety of costs after an incident, including victim support services and crisis response.

Cyber-crime is on the increase in the UK. Your organisation (and your reputation) could be severely affected if your data or network is compromised.

Cyber insurance protects you financially (and your reputation) if data breaches, malicious cyber hacks, or other data security threats happen. It covers costs associated with these events, including IT forensics and loss of income.

It can also cover third-party liability, if you’re sued for causing a data breach through mistakes or oversights.

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Claims made easy

Our in-house claims service, and close relationships with insurance partners, makes for an easy and efficient process. We’ll be by your side throughout, ready to answer your questions and keep things moving.

✓ In-house specialists with deep sector and insurance knowledge
✓ Here when you need us in person, by phone, or email
✓ Timely, clear, and concise communications
 

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

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