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Youth and school group travel insurance
Cover built around your trips and your travellers' needs
Keep young travellers protected
Our specialist youth and school group travel insurance is built with travel agents, tour operators, and school trip organisers in mind. It lets you offer the right protection to your customers, offering an extension to the level of care you offer.
Our insurance packages are as financially flexible as possible to support our partners. They’re based on a pay-as-you-go platform, so there's no upfront cost. We’ll only collect premiums based on the number of people declared to us on a monthly basis.
And when it comes to claims, our close relationships with insurers means a hassle-free and straightforward process. Your clients will be supported by CEGA, the UK’s leading medical assistance provider.
You'll also have specialist support from a dedicated account manager. They’ll work with you to build travel protection that meets the needs of your customers, and your business – a long-term relationship you can rely on.
What is group travel insurance for youth and school groups?
Youth and school group travel insurance is specialist cover designed for travel agents, tour operators, and school trip organisers who arrange customers' trips throughout the year.
With this in place, you can add value to your customer offering, giving them comprehensive cover to protect them on their travels.
What's covered?
We’ll build the cover you need to help create a safer experience for your travellers. Cover can include:
Cancellation and curtailment
This can cover costs up to a maximum of £1,500 if a trip is cancelled or cut short due to an insured event, like an illness or injury.
Medical expenses
This provides cover up to £5m for hospital, ambulance, and medical repatriation costs, including up to £250 for emergency dental treatment.
Baggage
We'll cover the traveller for up to £800 if their personal belongings are accidentally lost, damaged, or stolen during their time travelling.
Replacement passports
This provides cover for up to £200 for accidental loss, theft of or damage to money and important travel documents, such as passports or visas. This includes reasonable additional travel and accommodation expenses abroad, while they get a replacement.
Replacement group leader
Cover is included as standard for personal liability, personal accident, and death of a group leader. We can also provide a replacement group leader, so the trip can continue safely.
Group equipment
This covers group equipment for up to £750, as well as £500 for group money and documents, including passports.
For a deeper dive, download our brochure.
As a tour operator, we particularly appreciate the simplicity of being able to cover the whole group without the need to collate individual details of every group member.
School group travel insurance FAQs
Travel insurance isn’t required by law, but it’s sensible to have, especially if it's a travel group of young people on a school trip or expedition.
Having cover in place means that if something unfortunate happens, like needing to access medical treatment or losing a passport, the travellers would be covered. This could bring reassurance to parents or guardians who would otherwise need to pay out in full. Most insurers include a range of risks, including cover for cancellation and curtailment, replacement passports, and baggage.
For travel agents and school trip organisers, it's good to know that this cover can offer extra peace of mind for customers, parents, and travellers. Rather than schools or parents having to sort travel insurance for their children’s school trips, the cover is already included within the cost of the trip, or available to buy as an add-on if they'd like.
Passport issues can be a big concern when travelling with youth or school groups. That’s why our travel insurance for youth and school trips covers up to £200 towards the cost of transport and extra accommodation. This covers passports that have been lost, damaged, or stolen. What's more, cover can be built around your requirements.
We understand that travel insurance for school trips abroad is an important safeguard, and that the safety of your travellers is your number one priority. That’s why we offer up to £5m cover for medical expenses such as hospital visits, ambulance use, and medical repatriation costs. The cover level can also be flexible to what you need.
When looking for travel insurance for groups of young people, you may wonder what happens if the group leader is injured and can’t continue travelling.
We know it’s important to maintain staff-to-student ratios, so the trip can continue smoothly and safely. That’s why if a group leader can't travel, we provide cover for personal liability, personal accident, and death. We’ll also issue a group leader replacement so the trip can continue safely. Check your insurance policy documents for more details.
