Students’ union insurance

What does students’ union insurance include?

We've developed our students' union combined insurance scheme over decades, in line with the changing risks organisations like yours face. 

With our combined cover, you can include a few types of insurance under one policy. Here are some of the covers you can include:

Combined insurance

This covers your property and liability risks, and caters for typical union activities. This includes retail outlets, nightclubs, clubs and societies, volunteering, and fundraising events. It can also cover large summer balls and water-based activities, like paddleboarding.

Motor insurance

It can be difficult to find cover for student drivers, which is why our motor insurance scheme caters for minibuses and other vehicles driven by students. Both fleet and non-fleet risks can be insured under the scheme. 

And so you don’t get stuck at the side of the road, breakdown cover is included as standard. 

Temporary additional vehicles

You can also insure temporary hire vehicles online in just two easy steps.  

Directors' and officers' liability insurance

The scheme provides financial protection for trustees, directors and officers in students’ unions. Just get in touch if you’d like to know more about how the policy would protect your decision-makers.

Student personal accident insurance

This provides protection for students doing organised sport and other activities. It covers your college or university and the student for injuries. It pays out generous cash benefits to the injured student. There are three levels to choose from:

• Basic: more for non-sporting activities, this offers protection at low cost per head.
• Essential: cover designed for students involved in sport on a non-professional level.
• Elite: offers extra benefits, like cover for broken bones and physiotherapy sessions.

Smallcraft insurance

Our smallcraft scheme is for all types of clubs involved in water-based activities.