Universities & colleges

From trips on cables to injuries from equipment, plenty can go wrong on your premises. Public liability insurance covers legal and compensation costs such as medical fees if a third party becomes ill, is injured, or dies, or their property is damaged. This includes claims from parents, students, and visitors. 

If your university or college or its staff are accused of breach of duty or other mistake at work, this insurance can cover legal defence and compensation costs. 

This covers legal defence and compensation costs if someone you employ has a work-related illness or injury and claims against your establishment.

It includes staff, governors, volunteers, and trainees. You need this cover by law if you employ anyone.

This provides protection for key figures such as members of the board, trustees, and officers, if they’re accused of wrongful acts. Decisions and actions covered include breach of trust or duty and breach of health and safety legislation, for example.

This covers the cost of rebuild, repairs, or replacements after an unexpected event (such as a fire, flood, or a storm) damages your building or belongings.

Buildings insurance is for the physical structure, and contents insurance can cover anything from kitchen equipment to common room furniture. 

Policies can also cover theft and malicious damage, accidental damage, and building subsidence. Key apparatus such as audio-visual equipment, computers, and office machinery can be included.

This covers breakdown of machinery and business interruption, including when you’re moving computer equipment from one site to another. It can also cover statutory inspection services.

This covers your vehicles, such as minibuses, for accidents or loss, plus occasional business use for staff using their own vehicles on school business.

This offers protection against claims relating to building works under construction on your premises. If something goes wrong, it can cover damage or loss of property and materials. 

If an unexpected event – such as a fire or a flood – stops your establishment from functioning as usual, this helps cover lost revenue and expenses until you’re back up and running. Extra expenses it could cover include replacing equipment, training staff, and hiring other premises.

This provides financial protection and incident management if a cyber event – like malware, phishing scams, or hackers – leads to unauthorised access of data and disrupts your operations.

To find out more, get in touch with our cyber team.

This gives your establishment access to legal assistance for issues such as employment disputes, contract disputes, and tax protection. It includes a legal helpline where you can also get expert support and advice.

If you lose your core people through illness or death, this can cover the financial impact to your organisation.

This provides cover for you and your staff on work-related trips, such as conferences. It includes protection for emergency medical expenses, repatriation, cancellation, delay, personal liability, and loss of money. It also includes a 24-hour emergency helpline.

This provides emergency help for crisis situations involving international students while in the UK.

This medical evacuation and repatriation insurance includes:

• A team of repatriation experts (covering over 21 languages) for support 24/7, 365 days a year. 
• The cost of repatriation if they are ill or injured, including costs for family members to accompany them. 
• Funeral arrangements, and transport to return the body or ashes to their home country if a student dies in the UK.
• Global medical team and network of hospitals, clinics and doctors trained in aero-medical care.
• Student counselling for mental health problems. 

Read our case study to find out how, alongside our emergency medical assistance provider, we provided support to a family and university during a difficult time.

Want to know more? Contact us.

Help to fulfil your duty of care to students by including international travel insurance in your study abroad package. We’ll build the cover around you, but it can include: 

• Cancellation or curtailment of trips due to unexpected events, such as injury or illness.
• Course fees cover for irrecoverable prepaid course or tuition fees after an unforeseen event.
• Medical emergency and other expenses if a student is ill on a trip.
• Baggage and personal possessions that are damaged, stolen, or lost.
• Personal money, passport, and documents for accidental loss, theft of or damage.
• Missed departure (and extra costs) if the student can't catch their flight or other public transport for reasons outside of their control. 
• Professional counselling costs if they experience problems with mental health.

We're proud to be the preferred insurance partner for English UK, the national association of English language centres in the UK. We work with almost half of their education provider members to provide bespoke insurance as a part of their study abroad packages.

Download our brochure to learn more.