Construction Professional Indemnity Insurance

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Could your broker be doing more for you?

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Tailor made PI insurance for construction contractors

Our team specialises in annual and single project professional indemnity/liability insurance for contractors and their supply chain.

We have placed annual PI programmes for some of the largest contractors in the world and successfully resolved some of the largest and most complicated construction PI claims in the London market, across a wide variety of jurisdictions and construction sectors.

    Can traditional PI leave your construction business vulnerable?

    Traditionally, insurance brokers have taken a one-size-fits-all approach when it comes to construction professional Indemnity insurance. However, we know that it's more complex than that.

    Fortunately, we can create Professional Indemnity and Public Liability insurance programmes that mesh seamlessly with key construction insurance classes. We'll negotiate hard to get you the broadest possible coverage at the best possible rates.

    And that's not all. We can also support you on the claims side too, as issues on projects are likely to be covered by a complex web of specialist construction cover.

    crane on building site

    Experts in Single Project Professional Indemnity (SPPI)

    Most contractors won’t need to worry about SPPI. (Annual PI policies will usually provide cover for individual projects.)

    However, there are some exceptions where you may also need SPPI. These exceptions include:

    1. When a ring-fenced SPPI solution is contractually required by an employer
    2. Joint ventures working on large projects
    3. Contractors who are working in a foreign territory that requires PI, even if their domiciled territory doesn't (This is often true for joint ventures)

    If you do need SPPI, the limited market and capacity can make it challenging to get the necessary cover. Especially if you don't have market access or know how to deal with the relevant insurers.

    We have the connections and the technical knowledge to structure and place SPPI programmes all over the world, and can help you obtain indemnity for any project-specific professional risk claims.

    man on crane at building site

    Why choose us?

    • Committed to go the extra mile

      As employee owners, we are personally invested in your success. We always go above and beyond, because when you win, we win. We’re invested for the long term. It means we’re motivated to go further – faster and challenge the status quo.

    • An empowered, efficient and effective team

      With a flat hierarchy, every single team member is given full autonomy from the get-go and are empowered to call the shots. This means no complexity and ambiguity for you. Just experts who are empowered to make decisions and deliver the best possible outcome on your behalf.

    • Excellent service as standard

      We work as one team across our regional hubs, operating on a single global profit and loss structure – connecting you to the best world markets have to offer. This unique approach means there are no competing interests. Just policies designed around you, for your benefit.

    Our claims philosophy

    Our claims team is based in our London office, integrated directly within our Construction & Infrastructure Assets team. It means clear and consistent communication you, and a positive experience with your interests at the forefront. 

    In the last 4 years, we have paid out $7.8bn in claims 

    Find out more

     

    Is it time you started getting more from your broker?

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    To get in touch, please fill in the simple form below.

    If you are an existing client of one of the businesses that has merged with Howden to form Howden UK & Ireland, please click below for contact details:

    Aston Lark

    If you are a client of heritage Aston Lark, please get in touch with your usual contact or click here to find your local office.

    A-Plan

    If you are a client of heritage A-Plan, and are aware of the branch you are insured through, please visit this contact page for branch contact details or if you are unsure or are looking for a new quotation for car, home or van insurance, please call 01993 894 700.

    Benefits Advisory Services 

    If you are a client of heritage BAS, please get in touch with your usual contact. You can also email [email protected] or call 0203 553 8340 to reach the right team

    Bruce Stevenson

    If you are a client of heritage Bruce Stevenson or are situated in Scotland, please call 0131 553 2293 to speak to a member of Howden Scotland.

    Endsleigh

    If you are an education, student, charity, not-for-profit or other commercial client of heritage Endsleigh, please get in touch with your usual contact or please call 0333 234 1447 to speak to a member of the team. For Endsleigh landlord insurance queries, please visit this website.

    Barnett Waddingham & Risk Evolves

    If you are an existing client of Barnett Waddingham or Risk Evolves, who have now joined us to form Howden Risk Advisory, please get in touch with your usual contacts, or for any urgent risk incidents, please call 0345 076 2288.

     

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    If your enquiry is urgent and you can’t find contact details for the specific team or office you need, please call us on 020 7623 3806.

     

    What to do if you are experiencing financial difficulties

    We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

    If you’re currently facing financial difficulty, please speak to us about your insurance policies by:

    -contacting your Howden Service Team
    -calling Howden on 020 7623 3806
    -using the enquiry form