Home, Fine Art and Contents
Looking for Household insurance with high-value contents protection? As the CLA's insurance partner, we offer tailorable cover for higher value homes and their precious contents.
Policies to protect your most treasured possessions.
Household contents policy highlights
New for old, because market value falls short
Many of treasured your possessions lose value over time. If you have a market value policy, depreciation can leave you worse off in a claim.
Warranty free (no small print to worry about)
All our policies are generously worded, that is, free of tricky obligations, technicalities and tripwires.
We design them to be useful when you need them, not look for ways not to pay.
High single item limit: choose terms that really protect you
One tripwire high net worth individuals can fall down on is the single article limit. The policy limit in the headlines might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured, come claim time.
Worldwide cover
Peace of mind that wherever you are in the world you are, your possessions and jewellery are covered.
Home emergency cover included
Plumbing, infestations, heating and more – all covered.
Art, antiques and collectibles cover
Helping you value and protect your collection.
Legal expenses cover for private legal matters
Additional peace of mind for whatever comes your way.
Simple, easy to read documents
Some policies need a law degree to follow – ours don’t.
Customise your cover
Family Travel insurance is the most requested additional element for our Home insurance. We can arrange quality cover for mishaps and problems on holidays.

Notice to travel insurance customers with pre-existing medical conditions (PEMCs)
The Money and Pension Service has developed a Directory of specialist travel insurance providers that are willing and able to cover customers with more serious PEMCs. If we cannot provide you with a quote, or you would like an alternative quote, you may contact them for details by visiting their website here, or by calling them on 0800 138 7777
Over 40 years in the business
We have strong relationships with the Rural community and a deep understanding of the evolving risk landscape.
