Home, Fine Art and Contents

Looking for Household insurance with high-value contents protection? As the CLA's insurance partner, we offer tailorable cover for higher value homes and their precious contents. 

Policies to protect your most treasured possessions.

Household contents policy highlights

New for old, because market value falls short

Many of treasured your possessions lose value over time. If you have a market value policy, depreciation can leave you worse off in a claim. 

Warranty free (no small print to worry about)

All our policies are generously worded, that is, free of tricky obligations, technicalities and tripwires. 

We design them to be useful when you need them, not look for ways not to pay. 

High single item limit: choose terms that really protect you

One tripwire high net worth individuals can fall down on is the single article limit. The policy limit in the headlines might sound useful, but when a policy scrimps on single article limits, you can find yourself desperately under-insured, come claim time.

Worldwide cover

Peace of mind that wherever you are in the world you are, your possessions and jewellery are covered. 

Home emergency cover included 

Plumbing, infestations, heating and more – all covered.

Art, antiques and collectibles cover

Helping you value and protect your collection.  

Legal expenses cover for private legal matters

Additional peace of mind for whatever comes your way.

Simple, easy to read documents 

Some policies need a law degree to follow – ours don’t.

Notice to travel insurance customers with pre-existing medical conditions (PEMCs)

The Money and Pension Service has developed a Directory of specialist travel insurance providers that are willing and able to cover customers with more serious PEMCs. If we cannot provide you with a quote, or you would like an alternative quote, you may contact them for details by visiting their website here, or by calling them on 0800 138 7777