Actuarial services for employers

Many employers have already closed their DB scheme to new entrants. Increasingly, they're closing it to future accrual too. But that still leaves a legacy liability to manage. And many schemes are now moving to being net annual disinvestors.

Winding up immediately isn't viable for most. But having a robust, tested long-term plan? That will help you manage this liability as effectively as possible.

Is your scheme still open to new members? Still offering future accrual or final salary links? Then you need expert advice. Our teams have deep experience with open schemes. And our independence means we'll find the solution that's right for you, not for us.

The pension scheme deficit is often one of the most financially significant parts of a corporate deal. And trustees and The Pensions Regulator are playing a much bigger role in the process too, so it's vital to consider the pension scheme early on. 

We put strategy and risk at the core of every investment solution. Our advice is tailored to each unique scheme and trustee board. We work with employers, trustees, charities, local authorities and universities – providing comprehensive, innovative, client-focused investment consultancy.

Liability management exercises are now standard practice. They give members more options for taking their benefits. And when members take those options, it reduces the cost or risk (or both) of your DB scheme.

Many trustees and employers are actively looking at insuring their DB liabilities through a buyout or buy-in policy. If you're considering that route, it pays to prepare carefully in advance. That way, you can complete the deal efficiently when the time comes.

Pension scheme funding positions can be highly volatile in company accounts. Directors need to understand the possible impact their final salary scheme can have on the balance sheet and profit and loss. We have the expertise in pension scheme accounting to help you.

Stochastic modelling techniques are used to place a ‘fair value‘ on share-based payments from all types of Executive and Employee share plans in order to determine the company balance sheet and the profit and loss position under IFRS 2.

The compliance burden on trustees keeps growing. And that's leading them to play 'hard ball' with sponsors over funding. It often pays for employers to get comprehensive advice to support their negotiations.