Select® investment consulting

A smart approach to DB investment governance

Defined benefit (DB) pension schemes face increasing complexity, regulatory challenges and cost pressures. Our Select® investment consulting service is designed to provide trustees and sponsors of schemes ranging from £100m to £1bn with high-quality DB investment governance. It will simplify how you run your investments while controlling costs.

Why choose Select investment consulting?

Select lets you gain a DB investment governance model that makes efficiency and oversight simpler. This allows trustees to focus on strategic decision-making rather than operational burdens, with the benefits of independent advice. At the same time, you benefit from pricing advantages we’ve negotiated through our scale. 

Why choose Select?

Simplifying how you run investments

• Ensures efficient implementation of your DB investment strategy, with manager appointments and strategy adjustments handled through a single implementation manager.
•  Simplifies manager selection and reduces your operational burden.  
•  Provides a lower-governance framework while retaining control over decision-making.  
•  Enhances DB scheme oversight with standardised processes and consolidated reporting.  

Cost control and pricing efficiencies  

• We use our buying power to reduce your DB investment management costs.  
• Transparent fee structures ensure cost predictability.  

Flexibility and scalability  

• Modular DB investment solutions allow multi-scheme implementation for independent trustee firms and sponsors.  
• Ideal for DB schemes that are running on to extract surplus or waiting for the right time to move to buy a bulk annuity.  

Trusted expertise and secure implementation  

• Backed by Howden’s deep investment consulting experience.  
• Partnered with leading investment managers to deliver seamless implementation.  
• Well-established asset transfer processes minimise risk and administration effort.  

Who can benefit?

Trustees and corporate sponsors

•  Those who are considering delegated investment solutions and different governance models.
•  Seeking a lower DB investment governance approach with expert investment oversight.  
•  Looking to improve cost-efficiency without sacrificing quality or independence of advice.  

Independent trustee firms  

•  Which need a multi-scheme investment solution to enhance efficiency and profitability.  
•  Want a streamlined advisory relationship with Howden across multiple schemes.  
•  Require flexible cost/advisory models and consolidated management information.  

DB master trusts and other consolidators  

•  Select provides an effective investment framework for those managing multiple schemes, streamlining DB investment governance and enhancing cost-efficiency.
•  Our approach helps consolidators and Master Trusts achieve investment scale benefits while maintaining robust oversight.

Transform your DB investment governance today  

With Select investment consulting, you gain a high-quality investment solution designed to reduce governance complexity, control costs, and deliver long-term value.  

Contact us today to learn more about how Select can help your scheme achieve its investment objectives efficiently and effectively.