Protection Benefits for SMEs

Life Insurance, Income Protection and Critical Illness Cover

Protection benefits to offer peace of mind & financial security

Research reveals that almost half of SME employers believe the long-term sickness of a key employee would have a significant or even critical impact of the welfare of their business. And more than half said they would do everything within their power to help their employee get back to work following a period of illness. However, despite this, the take up of protection benefits remains low.

Group Protection benefits such as group life assurance, group income protection and group critical illness cover can provide your employees and their families with peace of mind and vital financial support during difficult times and periods of ill-health and injury. And the reality is, these benefits often cost less than employers expect.

We advise thousands of SMEs and have won several awards for our creative and innovative approach to benefit design. So you know you’re in safe hands.


Group protection benefits

Here are some of the most popular and highly valued group protection benefits. We've explained each one in detail, summarising how they work, typically what they cover and the benefits they can bring you and your people.

Bespoke Group Risk Packages

Three Bespoke Group Risk Benefit Packages; Life Insurance, Income Protection and Critical Illness Cover. All include a range of support services for employees and their families.

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Employee benefits statement- Howden Employee Benefits & Wellbeing is part of the Howden Group. Registered in England and Wales under company number 2248238, with its registered office at One Creechurch Place, London EC3A 5AF. Authorised and regulated by the Financial Conduct Authority.

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